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Cost to Own

2026 Mercedes-Benz EQS Cost to Own

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A 2026 Mercedes-Benz EQS will depreciate $61,310 after 5 years and have a 5-year residual value of $39,840. With out of pocket expenses at $58,909, the total Cost to Own of the 2026 Mercedes-Benz EQS is $120,219.

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Miles Driven / Year
2026 Mercedes-Benz EQS image
Higher Costs than Most

The 2026 Mercedes-Benz EQS is in the bottom 76-100% for Cost to Own among all High-end Luxury Cars.

5-Year Cost to Own: $120,219

What Does Cost to Own Include?

Fuel
Out of Pocket Expenses $58,909
5-year operating expenses like gas, insurance, interest, maintenance, repairs, and state fees.
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Depreciation
Depreciation (Loss in Value) $61,310
The car's estimated loss in value from the purchase date over 5 years.
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Out of Pocket + Depreciation = Cost to Own

When considering the cost of a car, it's important to look beyond the sticker price. Expenses like fuel, maintenance and insurance can add up quickly.

Sometimes a car with a higher initial price tag can actually save you money over the first five years of ownership. Understanding these differences can help you make a smarter financial decision and keep more money in your pocket.

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Cost to Own Comparison

5-Year Cost to Own includes out-of-pocket expenses like fuel, insurance, service & financing, plus the car's loss in value over time (depreciation).

2026 Mercedes-Benz EQS photo
2026 Mercedes-Benz EQS

Cost to Own: $120,219

MSRP: $101,150

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Compare Out of Pocket Expenses

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Mercedes-Benz EQS
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See Details
Total Out of Pocket Expenses
$58,909
-
-
Fuel
$2,882
-
-
Maintenance
$8,889
-
-
Insurance
$24,125
-
-
Repairs
$2,510
-
-
Financing
$12,976
-
-
State Fees
$7,527
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-

Compare 5-Year Depreciation

2026 Mercedes-Benz EQS
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5-year Cost to Own Breakdown

2026 Mercedes-Benz EQS
Year 1
Year 2
Year 3
Year 4
Year 5
Total
Fuel
$545
$561
$576
$592
$608
$2,882
Insurance
$4,825
$4,825
$4,825
$4,825
$4,825
$24,125
Financing
$4,500
$3,596
$2,645
$1,644
$591
$12,976
State Fees
$7,347
$45
$45
$45
$45
$7,527
Maintenance
$382
$2,118
$797
$5,210
$382
$8,889
Repairs
-
-
-
$1,007
$1,503
$2,510
Depreciation
$45,050
$2,908
$6,373
$3,388
$3,591
$61,310
Cost To Own
$62,649
$14,053
$15,261
$16,711
$11,545
$120,219
2026 Mercedes-Benz EQS Cost to Own
5-Year Cost to Own includes out of pocket expenses like fuel, insurance, service & financing, plus the car’s loss in value over time (depreciation).
5-Year Depreciation:$61,310
5-Year Out of Pocket Expenses:$58,909
5-Year Cost to Own:$120,219
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FAQs

As of April 2026 insuring a Mercedes-Benz EQS 2026 will cost approximately $24,125 dollars to insure per year, or $2,010 dollars per month. This amount can vary depending on factors like the age of the driver, driving record, credit rating, location of insured vehicle, vehicle trim and the company providing the insurance. For more information on insuring your vehicle, check out Kelley Blue Book.

As of April 2026 average annual maintenance costs for a Mercedes-Benz EQS 2026 run about $1,777 dollars, totaling approximately $8,889 dollars over five years.

As of April 2026 average annual depreciation for a Mercedes-Benz EQS 2026 runs about $12,262 dollars, totaling approximately $61,310 dollars over five years. It's worth noting that new vehicles depreciate most rapidly in the first couple years after purchase and that rate slows over time.

A Mercedes-Benz EQS 2026 can be expected to depreciate around $61,310 dollars over the course of 5 years, averaging $12,262 dollars per year, with the most dramatic depreciation occurring in the first 2-3 years and tapering off thereafter. Factors impacting the depreciation value of the 2026 Mercedes-Benz include vehicle age, mileage, make and model, accident history, market demand, service history, and external market factors like gas prices. For a more detailed breakdown of vehicle value, check with the experts at Kelley Blue Book.

Average annual maintenance costs for a Mercedes-Benz EQS 2026 run about $1,777 dollars or $8,889 dollars over the span of 5 years. For a more detailed cost breakdown, check out Kelley Blue Book's car maintenance pages for the 2026 Mercedes-Benz.

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