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Cost to Own

2024 Subaru Solterra Cost to Own

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A 2024 Subaru Solterra will depreciate $27,829 after 5 years and have a 5-year residual value of $18,511. With out of pocket expenses at $29,796, the total Cost to Own of the 2024 Subaru Solterra is $57,625.

Style
Miles Driven / Year
Lower Costs than Most

The 2024 Subaru Solterra is in the top 11-25% for Cost to Own among all Compact SUV/Crossovers.

5-Year Cost to Own: $57,625

What Does Cost to Own Include?

Fuel
Out of Pocket Expenses $29,796
5-year operating expenses like gas, insurance, interest, maintenance, repairs, and state fees.
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Depreciation
Depreciation (Loss in Value) $27,829
The car's estimated loss in value from the purchase date over 5 years.
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Out of Pocket + Depreciation = Cost to Own

When considering the cost of a car, it's important to look beyond the sticker price. Expenses like fuel, maintenance and insurance can add up quickly.

Sometimes a car with a higher initial price tag can actually save you money over the first five years of ownership. Understanding these differences can help you make a smarter financial decision and keep more money in your pocket.

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Cost to Own Comparison

5-Year Cost to Own includes out-of-pocket expenses like fuel, insurance, service & financing, plus the car's loss in value over time (depreciation).

2024 Subaru Solterra photo
2024 Subaru Solterra

Cost to Own: $57,625

MSRP: $46,340

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Compare Out of Pocket Expenses

New 2024
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Subaru Solterra
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Total Out of Pocket Expenses
$29,796
-
-
Fuel
$2,619
-
-
Maintenance
$2,646
-
-
Insurance
$13,500
-
-
Repairs
$2,252
-
-
Financing
$5,496
-
-
State Fees
$3,283
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-

Compare 5-Year Depreciation

2024 Subaru Solterra
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5-year Cost to Own Breakdown

2024 Subaru Solterra
Year 1
Year 2
Year 3
Year 4
Year 5
Total
Fuel
$503
$514
$524
$534
$544
$2,619
Insurance
$2,700
$2,700
$2,700
$2,700
$2,700
$13,500
Financing
$1,907
$1,523
$1,120
$696
$250
$5,496
State Fees
$3,159
$31
$31
$31
$31
$3,283
Maintenance
$354
$675
$354
$896
$367
$2,646
Repairs
-
-
$520
$866
$866
$2,252
Depreciation
$16,823
$3,255
$3,441
$2,607
$1,703
$27,829
Cost To Own
$25,446
$8,698
$8,690
$8,330
$6,461
$57,625
2024 Subaru Solterra Cost to Own
5-Year Cost to Own includes out of pocket expenses like fuel, insurance, service & financing, plus the car’s loss in value over time (depreciation).
5-Year Depreciation:$27,829
5-Year Out of Pocket Expenses:$29,796
5-Year Cost to Own:$57,625
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FAQs

As of May 2025 insuring a Subaru Solterra 2024 will cost approximately $13,500 dollars to insure per year, or $1,125 dollars per month. This amount can vary depending on factors like the age of the driver, driving record, credit rating, location of insured vehicle, vehicle trim and the company providing the insurance. For more information on insuring your vehicle, check out Kelley Blue Book.

As of May 2025 average annual maintenance costs for a Subaru Solterra 2024 run about $529 dollars, totaling approximately $2,646 dollars over five years.

As of May 2025 average annual depreciation for a Subaru Solterra 2024 runs about $5,565 dollars, totaling approximately $27,829 dollars over five years. It's worth noting that new vehicles depreciate most rapidly in the first couple years after purchase and that rate slows over time.

A Subaru Solterra 2024 can be expected to depreciate around $27,829 dollars over the course of 5 years, averaging $5,565 dollars per year, with the most dramatic depreciation occurring in the first 2-3 years and tapering off thereafter. Factors impacting the depreciation value of the 2024 Subaru include vehicle age, mileage, make and model, accident history, market demand, service history, and external market factors like gas prices. For a more detailed breakdown of vehicle value, check with the experts at Kelley Blue Book.

Average annual maintenance costs for a Subaru Solterra 2024 run about $529 dollars or $2,646 dollars over the span of 5 years. For a more detailed cost breakdown, check out Kelley Blue Book's car maintenance pages for the 2024 Subaru.

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