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Cost to Own

2026 Lexus LX Cost to Own

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A 2026 Lexus LX will depreciate $50,657 after 5 years and have a 5-year residual value of $57,793. With out of pocket expenses at $60,752, the total Cost to Own of the 2026 Lexus LX is $111,409.

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Miles Driven / Year
2026 Lexus LX image
Average Costs

The 2026 Lexus LX is in the middle 26-75% for Cost to Own among all Luxury Full-size SUV/Crossovers.

5-Year Cost to Own: $111,409

What Does Cost to Own Include?

Fuel
Out of Pocket Expenses $60,752
5-year operating expenses like gas, insurance, interest, maintenance, repairs, and state fees.
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Depreciation
Depreciation (Loss in Value) $50,657
The car's estimated loss in value from the purchase date over 5 years.
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Out of Pocket + Depreciation = Cost to Own

When considering the cost of a car, it's important to look beyond the sticker price. Expenses like fuel, maintenance and insurance can add up quickly.

Sometimes a car with a higher initial price tag can actually save you money over the first five years of ownership. Understanding these differences can help you make a smarter financial decision and keep more money in your pocket.

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Cost to Own Comparison

5-Year Cost to Own includes out-of-pocket expenses like fuel, insurance, service & financing, plus the car's loss in value over time (depreciation).

2026 Lexus LX photo
2026 Lexus LX

Cost to Own: $111,409

MSRP: $108,450

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Compare Out of Pocket Expenses

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Lexus LX
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See Details
Total Out of Pocket Expenses
$60,752
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-
Fuel
$9,566
-
-
Maintenance
$8,865
-
-
Insurance
$20,500
-
-
Repairs
$1,293
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-
Financing
$13,837
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-
State Fees
$6,691
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Compare 5-Year Depreciation

2026 Lexus LX
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5-year Cost to Own Breakdown

2026 Lexus LX
Year 1
Year 2
Year 3
Year 4
Year 5
Total
Fuel
$2,154
$1,869
$1,842
$1,848
$1,853
$9,566
Insurance
$4,100
$4,100
$4,100
$4,100
$4,100
$20,500
Financing
$4,799
$3,835
$2,820
$1,753
$630
$13,837
State Fees
$6,351
$85
$85
$85
$85
$6,691
Maintenance
$929
$2,063
$1,398
$3,522
$953
$8,865
Repairs
-
-
-
$519
$774
$1,293
Depreciation
$24,629
$8,215
$5,206
$5,531
$7,076
$50,657
Cost To Own
$42,962
$20,167
$15,451
$17,358
$15,471
$111,409
2026 Lexus LX Cost to Own
5-Year Cost to Own includes out of pocket expenses like fuel, insurance, service & financing, plus the car’s loss in value over time (depreciation).
5-Year Depreciation:$50,657
5-Year Out of Pocket Expenses:$60,752
5-Year Cost to Own:$111,409
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FAQs

As of June 2026 insuring a Lexus LX 2026 will cost approximately $20,500 dollars to insure per year, or $1,708 dollars per month. This amount can vary depending on factors like the age of the driver, driving record, credit rating, location of insured vehicle, vehicle trim and the company providing the insurance. For more information on insuring your vehicle, check out Kelley Blue Book.

As of June 2026 average annual maintenance costs for a Lexus LX 2026 run about $1,773 dollars, totaling approximately $8,865 dollars over five years.

As of June 2026 average annual depreciation for a Lexus LX 2026 runs about $10,131 dollars, totaling approximately $50,657 dollars over five years. It's worth noting that new vehicles depreciate most rapidly in the first couple years after purchase and that rate slows over time.

A Lexus LX 2026 can be expected to depreciate around $50,657 dollars over the course of 5 years, averaging $10,131 dollars per year, with the most dramatic depreciation occurring in the first 2-3 years and tapering off thereafter. Factors impacting the depreciation value of the 2026 Lexus include vehicle age, mileage, make and model, accident history, market demand, service history, and external market factors like gas prices. For a more detailed breakdown of vehicle value, check with the experts at Kelley Blue Book.

Average annual maintenance costs for a Lexus LX 2026 run about $1,773 dollars or $8,865 dollars over the span of 5 years. For a more detailed cost breakdown, check out Kelley Blue Book's car maintenance pages for the 2026 Lexus.

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