Car Lease Calculator
How Much Will It Cost To Lease A Car?
Your Vehicle of Interest
Get the Fair Purchase Price of the vehicle you're interested in or enter a price below.Your Trade-In Details
Select your trade-in vehicle to get its KBB.com value or input a price below.Estimated Lease Payment
$752.25
/mo.Est. Estimated Total Lease Amount
$35,000.00
Est. Estimated Total Interest Paid
$14,159.22
Est. Estimated Total Loan
$49,159.22
*Estimated payments and terms shown here are for informational purposes only and do not constitute an actual offer or commitment to lend by a lender. These estimates do not include tax, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle.
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Car Lease Calculator
What does a car lease calculator do?
Lease calculators take the facts and figures you gather in your research and compute a lease payment according to multi-step formulas leasing companies use. These calculations are more complex than auto loans, which typically total sales price, taxes, and fees, subtract any down payments, rebates, and trade-in values, and then apply an interest rate over the loan term to arrive at a monthly payment. A lease calculator factors in all of that, plus the residual value of the car and the money factor (or interest rate) on the adjusted capitalized cost.
How does a car lease work?
The financing entity retains vehicle ownership during the agreement term in a car lease. This ownership status is the significant difference between leasing and financing a car with an auto loan. During your auto loan, your payment goes toward reducing your total debt and increasing your equity. After making your final payment at the end of the loan term, you get a clear title to the car - you own it. In a lease, you have the right to use the car while you make payments, but at the end of the lease term - the financing entity still owns the vehicle. You have no equity. You may buy the car from the financing entity at that point, usually by paying the residual value. But you'll have to pay a fair sum and maybe even take out a fresh auto loan.
Why choose leasing over financing?
Many shoppers are attracted to leasing because the initial outlay on a lease is often substantially lower than the down payment on a loan for the same vehicle and will frequently carry a lower monthly payment. Some shoppers care more about having a newer vehicle to drive than having equity in a used car, so they move from leased vehicle to leased vehicle through the years. Some business owners discover tax advantages to leasing, particularly for vehicles used primarily for work. Consult your accountant or financial adviser to determine the implications of leasing over financing in your financial situation. Curious about owning vs. leasing costs? Go to our cost to own page or check out our depreciation calculator to see how a car's value will change over time. For more information, see our Car Leasing Guide.
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