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Cost to Own

2025 BMW Ix Cost to Own

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A 2025 BMW iX will depreciate $47,426 after 5 years and have a 5-year residual value of $40,999. With out of pocket expenses at $46,525, the total Cost to Own of the 2025 BMW iX is $93,951.

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The 2025 BMW iX is in the middle 26-75% for Cost to Own among all Luxury Mid-size SUV/Crossovers.

5-Year Cost to Own: $93,951

What Does Cost to Own Include?

Fuel
Out of Pocket Expenses $46,525
5-year operating expenses like gas, insurance, interest, maintenance, repairs, and state fees.
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Depreciation
Depreciation (Loss in Value) $47,426
The car's estimated loss in value from the purchase date over 5 years.
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Out of Pocket + Depreciation = Cost to Own

When considering the cost of a car, it's important to look beyond the sticker price. Expenses like fuel, maintenance and insurance can add up quickly.

Sometimes a car with a higher initial price tag can actually save you money over the first five years of ownership. Understanding these differences can help you make a smarter financial decision and keep more money in your pocket.

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Cost to Own Comparison

5-Year Cost to Own includes out-of-pocket expenses like fuel, insurance, service & financing, plus the car's loss in value over time (depreciation).

2025 BMW iX photo
2025 BMW iX

Cost to Own: $93,951

MSRP: $88,425

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Compare Out of Pocket Expenses

New 2025
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BMW iX
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Total Out of Pocket Expenses
$46,525
-
-
Fuel
$2,970
-
-
Maintenance
$4,548
-
-
Insurance
$20,940
-
-
Repairs
$1,638
-
-
Financing
$10,292
-
-
State Fees
$6,137
-
-

Compare 5-Year Depreciation

2025 BMW iX
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5-year Cost to Own Breakdown

2025 BMW iX
Year 1
Year 2
Year 3
Year 4
Year 5
Total
Fuel
$572
$583
$594
$605
$616
$2,970
Insurance
$4,188
$4,188
$4,188
$4,188
$4,188
$20,940
Financing
$3,571
$2,853
$2,097
$1,303
$468
$10,292
State Fees
$6,057
$20
$20
$20
$20
$6,137
Maintenance
-
-
$131
$4,417
-
$4,548
Repairs
-
-
-
$657
$981
$1,638
Depreciation
$27,685
$4,289
$4,554
$4,819
$6,079
$47,426
Cost To Own
$42,073
$11,933
$11,584
$16,009
$12,352
$93,951
2025 BMW iX Cost to Own
5-Year Cost to Own includes out of pocket expenses like fuel, insurance, service & financing, plus the car’s loss in value over time (depreciation).
5-Year Depreciation:$47,426
5-Year Out of Pocket Expenses:$46,525
5-Year Cost to Own:$93,951
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FAQs

As of May 2025 insuring a BMW iX 2025 will cost approximately $20,940 dollars to insure per year, or $1,745 dollars per month. This amount can vary depending on factors like the age of the driver, driving record, credit rating, location of insured vehicle, vehicle trim and the company providing the insurance. For more information on insuring your vehicle, check out Kelley Blue Book.

As of May 2025 average annual maintenance costs for a BMW iX 2025 run about $909 dollars, totaling approximately $4,548 dollars over five years.

As of May 2025 average annual depreciation for a BMW iX 2025 runs about $9,485 dollars, totaling approximately $47,426 dollars over five years. It's worth noting that new vehicles depreciate most rapidly in the first couple years after purchase and that rate slows over time.

A BMW iX 2025 can be expected to depreciate around $47,426 dollars over the course of 5 years, averaging $9,485 dollars per year, with the most dramatic depreciation occurring in the first 2-3 years and tapering off thereafter. Factors impacting the depreciation value of the 2025 BMW include vehicle age, mileage, make and model, accident history, market demand, service history, and external market factors like gas prices. For a more detailed breakdown of vehicle value, check with the experts at Kelley Blue Book.

Average annual maintenance costs for a BMW iX 2025 run about $909 dollars or $4,548 dollars over the span of 5 years. For a more detailed cost breakdown, check out Kelley Blue Book's car maintenance pages for the 2025 BMW.

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