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10 Best 0% APR Deals in December 2025

It’s the holiday season, and as we speed toward the end of the year, there are plenty of 0% APR deals available. This month’s list includes trucks, SUVs, and a sporty yet practical car. If you are shopping for an electric vehicle (EV), there are several more 0% APR deals on our 10 Best Electric Car Deals list.

Please check with your local dealer beforehand to ensure the offer you want is available. All prices are for the trim level on special, or the base price if it applies to all trims, and include the destination charge. However, prices do not include tax, title, or license fees.

Here are the best 0% APR deals in December 2025.

1. 2025 Chevrolet Silverado 1500

2025 Silverado ZR2 driving through the desert.

Current offer: 0% APR financing
MSRP: $39,195
Expires: 1/2/2026

See Chevrolet Silverado listings near you

The Chevrolet Silverado 1500 (ZR2 pictured) is a well-rounded truck built for hard work, yet comfortable enough to serve as the family hauler on the weekend. It is available in an impressive range of trim levels, engine choices, and cab and bed combinations to suit your needs. The loan term is 36 months, and Costco members can get up to $1,250 cash back. This deal, including the Costco incentive, also applies to 2026 models.

2. 2025 Subaru Outback

2025 Subaru Outback Touring XT

Current offer: 0% APR financing
MSRP: $31,415
Expires: 1/2/2026

See Subaru Outback listings near you

The Subaru Outback is family-friendly with plenty of premium touches. It offers the ride and comfort of a wagon with the capability of an SUV, and comes standard with all-wheel drive. This Subaru is a pleasure to drive, even if you never venture off-road. If you like the Outback in its current wagonesque body style, now is the time to act, as the Outback is much more of an SUV for 2026. The term of this month’s deal is 36 months and applies to all trims, including the Touring XT seen here.

3. 2025 GMC Sierra 1500

2025 GMC Sierra 1500 Denali Ultimate

Current offer: 0% APR financing
MSRP: $53,945
Expires: 1/2/2026

See GMC Sierra 1500 models for sale near you

With rugged looks, terrific capability, and an upscale interior, the GMC Sierra 1500 (Denali Ultimate pictured here) also has engine options, cab and bed combinations, and multiple trim levels to appeal to a wide range of truck buyers. This month’s deal applies to the Elevation Crew Cab with the TurboMax engine, and also applies to 2026 models with the same configuration.

4. 2025 Hyundai Santa Fe

2025 Hyundai Santa Fe XRT

Current offer: 0% APR financing
MSRP: $35,795
Expires: 1/2/2026

See Hyundai Santa Fe listings near you

The stylish Hyundai Santa Fe (XRT pictured) is a 3-row SUV that’s smaller than the typical midsize SUV. That means it’s easier to park — and it also comes in at a lower price point. The Santa Fe is comfortable, loaded with tech, and has trim levels that range from rugged to near-luxury. This deal applies to all trims and includes no payments for 90 days. This deal also applies to the Santa Fe Hybrid and 2026 models.

5. 2026 Nissan Rogue

2025 Nissan Rogue Platinum in Deep Ocean Blue Pearl

Current offer: 0% APR financing
MSRP: $30,585 
Expires: 1/2/2026 

See Nissan Rogue listings near you

The Nissan Rogue is larger than many of the compact SUVs it competes with. It also boasts excellent fuel economy and an impressive suite of standard safety features. This month’s deal applies to the Platinum trim seen here and has a contract length of up to 60 months.

6. 2025 Ram 1500

2025 Ram 1500 in red.

Current offer: 0% APR financing
MSRP: $53,630
Expires: 1/5/2026

See Ram 1500 listings near you

Don’t let the Ram 1500‘s posh interior fool you: This truck is ready for hard work. This full-size truck can tow up to 11,580 pounds or carry up to 2,300 pounds of payload. Yet it also has a smooth ride, comfortable seats, and plenty of upscale tech features. This month’s deal has a loan term of 72 months for 2025 models and is available on many trims, the least expensive being the 4-wheel-drive Big Horn Crew Cab with the 5’7″ bed, and the Tungsten trim seen here.

7. 2025 Hyundai Tucson

2025 Hyundai Tucson

Current offer: 0% APR financing
MSRP: $30,200
Expires: 1/2/2026

See Hyundai Tucson listings near you

If you are interested in getting into a compact SUV loaded with modern tech and advanced safety features at a value price, consider the Hyundai Tucson. Underneath the bold styling is a spacious SUV with a comfortable ride. It’s also protected by one of the best warranties in the industry. This financing deal has a 60-month term, with no payments for the first 90 days. This offer is available for all 2025 and 2026 trim levels, as well as the Tucson Hybrid seen here.

8. 2025 Volkswagen Tiguan

2025 Volkswagen Tiguan R-Line in Ascot Grey

Current offer: 0% APR financing
MSRP: $36,580
Expires: 1/5/2026

See Volkswagen Tiguan listings near you

All-new for 2025, the sporty and refined Volkswagen Tiguan is offered with modern safety and connectivity tech. Its cabin is elegant, and includes helpful features like a 12.9-inch central screen and digital gauges. This month’s deal is on the SE 4Motion (all-wheel drive) trim, which comes standard with adaptive cruise control, rain-sensing wipers, and heated front seats.

9. 2026 Chevrolet Equinox

2026-chevrolet-equinox-red-front-right-3qtr-jpg

Current offer: 0% APR financing
MSRP: $29,995
Expires: 1/2/2026

See Chevrolet Equinox listings near you

All-new just last year, the Chevrolet Equinox is a 2-row compact SUV with a comfortable ride and a spacious second row. The makeover added refined, rugged styling, a standard 11.3-inch infotainment screen, standard heated seats, and much more.

10. 2025 Volkswagen Jetta

2025 Volkswagen Jetta driving on a road.

Current offer: 0% APR financing
MSRP: $28,260
Expires: 1/5/2026

See Volkswagen Jetta listings near you

Looking for a great APR deal on a Volkswagen? This is your month. Not only is the practical, sporty Volkswagen Jetta sedan available with 0% APR financing, but so are the Taos and ID.4 SUVs. This month’s deals include $0 down, $0 for the first month’s payment, no security deposit, and nothing due at signing. The Jetta deal is on the SE trim.

Best 0% APR Deals in December 2025

  1. 2025 Chevrolet Silverado: 0% APR financing
  2. 2025 Subaru Outback: 0% APR financing
  3. 2025 GMC Sierra 1500: 0% APR financing
  4. 2025 Hyundai Santa Fe: 0% APR financing
  5. 2026 Nissan Rogue: 0% APR financing
  6. 2025 Ram 1500: 0% APR financing
  7. 2025 Hyundai Tucson: 0% APR financing
  8. 2025 Volkswagen Tiguan: 0% APR financing
  9. 2025 Chevrolet Equinox: 0% APR financing
  10. 2025 Volkswagen Jetta: 0% APR financing

Here are some other 0% APR deals that are available this month:

  1. 2025 Nissan Pathfinder: 0% APR financing
  2. 2025 Honda Prologue: 0% APR financing
  3. 2025 Volkswagen Taos: 0% APR financing
  4. 2026 Chevrolet Trailblazer: 0% APR financing
  5. 2026 Kia EV9: 0% APR financing plus $3,000 cash back
  6. 2025 Chevrolet Equinox EV: 0% APR financing
  7. 2025 Ford Mustang Mach-E: 0% APR financing plus $1,000 cash back
  8. 2025 Toyota bZ4X: 0% APR financing
  9. 2025 Chevrolet Silverado EV: 0% APR financing
  10. 2025 Subaru Solterra: 0% APR financing
  11. 2025 Dodge Charger Daytona: 0% APR financing
  12. 2025 Subaru WRX: 0% APR financing
  13. 2025 Ford Lightning: 0% APR financing
  14. 2025 Volkswagen ID.4: 0% APR financing
  15. 2025 Mitsubishi Outlander: 0% APR financing

Incentives by Model for December 2025