Cost to Own

2025 Toyota Grand Highlander Cost to Own

A 2025 Toyota Grand Highlander will depreciate $17,351 after 5 years and have a 5-year residual value of $24,959. With out of pocket expenses at $43,013, the total Cost to Own of the 2025 Toyota Grand Highlander is $60,364.

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Miles Driven / Year

Average Costs

The 2025 Toyota Grand Highlander is in the middle 26-75% for Cost to Own among all Mid-size SUV/Crossovers.

5-Year Cost to Own: $60,364

What Does Cost to Own Include?

Out of Pocket Expenses $43,013

5-year operating expenses like gas, insurance, interest, maintenance, repairs, and state fees.

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Depreciation (Loss in Value) $17,351

The car's estimated loss in value from the purchase date over 5 years.

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Out of Pocket + Depreciation = Cost to Own

When considering the cost of a car, it's important to look beyond the sticker price. Expenses like fuel, maintenance and insurance can add up quickly.

Sometimes a car with a higher initial price tag can actually save you money over the first five years of ownership. Understanding these differences can help you make a smarter financial decision and keep more money in your pocket.

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Cost to Own Comparison

5-Year Cost to Own includes out-of-pocket expenses like fuel, insurance, service & financing, plus the car's loss in value over time (depreciation).

2025 Toyota Grand Highlander

Cost to Own: $60,364

MSRP: $42,310

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	New 2025 1 of 3 Toyota Grand Highlander	Add a car to compare cost to own data	Add a car to compare cost to own data
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Total Out of Pocket Expenses	$43,013	-	-
Fuel	$7,811	-	-
Maintenance	$4,063	-	-
Insurance	$17,820	-	-
Repairs	$1,680	-	-
Financing	$5,342	-	-
State Fees	$6,297	-	-

Compare 5-Year Depreciation

2025 Toyota Grand Highlander

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5-year Cost to Own Breakdown

2025 Toyota Grand Highlander

	Year 1	Year 2	Year 3	Year 4	Year 5	Total
Fuel	$1,660	$1,580	$1,525	$1,525	$1,521	$7,811
Insurance	$3,564	$3,564	$3,564	$3,564	$3,564	$17,820
Financing	$1,854	$1,481	$1,088	$676	$243	$5,342
State Fees	$4,181	$529	$529	$529	$529	$6,297
Maintenance	-	$1,068	$507	$1,974	$514	$4,063
Repairs	-	-	$388	$646	$646	$1,680
Depreciation	$4,721	$3,554	$3,766	$3,046	$2,264	$17,351
Cost To Own	$15,980	$11,776	$11,367	$11,960	$9,281	$60,364

2025 Toyota Grand Highlander Cost to Own

5-Year Cost to Own includes out of pocket expenses like fuel, insurance, service & financing, plus the car’s loss in value over time (depreciation).

5-Year Depreciation:$17,351

5-Year Out of Pocket Expenses:$43,013

5-Year Cost to Own:$60,364

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FAQs

As of May 2025 insuring a Toyota Grand Highlander 2025 will cost approximately $17,820 dollars to insure per year, or $1,485 dollars per month. This amount can vary depending on factors like the age of the driver, driving record, credit rating, location of insured vehicle, vehicle trim and the company providing the insurance. For more information on insuring your vehicle, check out Kelley Blue Book.

As of May 2025 average annual maintenance costs for a Toyota Grand Highlander 2025 run about $812 dollars, totaling approximately $4,063 dollars over five years.

As of May 2025 average annual depreciation for a Toyota Grand Highlander 2025 runs about $3,470 dollars, totaling approximately $17,351 dollars over five years. It's worth noting that new vehicles depreciate most rapidly in the first couple years after purchase and that rate slows over time.

A Toyota Grand Highlander 2025 can be expected to depreciate around $17,351 dollars over the course of 5 years, averaging $3,470 dollars per year, with the most dramatic depreciation occurring in the first 2-3 years and tapering off thereafter. Factors impacting the depreciation value of the 2025 Toyota include vehicle age, mileage, make and model, accident history, market demand, service history, and external market factors like gas prices. For a more detailed breakdown of vehicle value, check with the experts at Kelley Blue Book.

Average annual maintenance costs for a Toyota Grand Highlander 2025 run about $812 dollars or $4,063 dollars over the span of 5 years. For a more detailed cost breakdown, check out Kelley Blue Book's car maintenance pages for the 2025 Toyota.

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