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Cost to Own

2025 Toyota GR86 Cost to Own

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A 2025 Toyota GR86 will depreciate $13,081 after 5 years and have a 5-year residual value of $18,454. With out of pocket expenses at $41,230, the total Cost to Own of the 2025 Toyota GR86 is $54,311.

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Miles Driven / Year
2025 Toyota GR86 image
Lower Costs than Most

The 2025 Toyota GR86 is in the top 11-25% for Cost to Own among all Subcompact Cars.

5-Year Cost to Own: $54,311

What Does Cost to Own Include?

Fuel
Out of Pocket Expenses $41,230
5-year operating expenses like gas, insurance, interest, maintenance, repairs, and state fees.
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Depreciation
Depreciation (Loss in Value) $13,081
The car's estimated loss in value from the purchase date over 5 years.
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Out of Pocket + Depreciation = Cost to Own

When considering the cost of a car, it's important to look beyond the sticker price. Expenses like fuel, maintenance and insurance can add up quickly.

Sometimes a car with a higher initial price tag can actually save you money over the first five years of ownership. Understanding these differences can help you make a smarter financial decision and keep more money in your pocket.

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Cost to Own Comparison

5-Year Cost to Own includes out-of-pocket expenses like fuel, insurance, service & financing, plus the car's loss in value over time (depreciation).

2025 Toyota GR86 photo
2025 Toyota GR86

Cost to Own: $54,311

MSRP: $31,535

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Toyota GR86
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See Details
Total Out of Pocket Expenses
$41,230
-
-
Fuel
$10,652
-
-
Maintenance
$5,034
-
-
Insurance
$19,730
-
-
Repairs
$1,734
-
-
Financing
$3,566
-
-
State Fees
$514
-
-

Compare 5-Year Depreciation

2025 Toyota GR86
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5-year Cost to Own Breakdown

2025 Toyota GR86
Year 1
Year 2
Year 3
Year 4
Year 5
Total
Fuel
$2,195
$2,105
$2,110
$2,119
$2,123
$10,652
Insurance
$3,946
$3,946
$3,946
$3,946
$3,946
$19,730
Financing
$1,237
$988
$727
$452
$162
$3,566
State Fees
$242
-
$136
-
$136
$514
Maintenance
-
$903
$618
$2,895
$618
$5,034
Repairs
-
-
$400
$667
$667
$1,734
Depreciation
$6,450
$1,427
$1,522
$1,963
$1,719
$13,081
Cost To Own
$14,070
$9,369
$9,459
$12,042
$9,371
$54,311
2025 Toyota GR86 Cost to Own
5-Year Cost to Own includes out of pocket expenses like fuel, insurance, service & financing, plus the car’s loss in value over time (depreciation).
5-Year Depreciation:$13,081
5-Year Out of Pocket Expenses:$41,230
5-Year Cost to Own:$54,311
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FAQs

As of April 2026 insuring a Toyota GR86 2025 will cost approximately $19,730 dollars to insure per year, or $1,644 dollars per month. This amount can vary depending on factors like the age of the driver, driving record, credit rating, location of insured vehicle, vehicle trim and the company providing the insurance. For more information on insuring your vehicle, check out Kelley Blue Book.

As of April 2026 average annual maintenance costs for a Toyota GR86 2025 run about $1,006 dollars, totaling approximately $5,034 dollars over five years.

As of April 2026 average annual depreciation for a Toyota GR86 2025 runs about $2,616 dollars, totaling approximately $13,081 dollars over five years. It's worth noting that new vehicles depreciate most rapidly in the first couple years after purchase and that rate slows over time.

A Toyota GR86 2025 can be expected to depreciate around $13,081 dollars over the course of 5 years, averaging $2,616 dollars per year, with the most dramatic depreciation occurring in the first 2-3 years and tapering off thereafter. Factors impacting the depreciation value of the 2025 Toyota include vehicle age, mileage, make and model, accident history, market demand, service history, and external market factors like gas prices. For a more detailed breakdown of vehicle value, check with the experts at Kelley Blue Book.

Average annual maintenance costs for a Toyota GR86 2025 run about $1,006 dollars or $5,034 dollars over the span of 5 years. For a more detailed cost breakdown, check out Kelley Blue Book's car maintenance pages for the 2025 Toyota.

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