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Cost to Own

2024 Lincoln Nautilus Cost to Own

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A 2024 Lincoln Nautilus will depreciate $31,500 after 5 years and have a 5-year residual value of $20,510. With out of pocket expenses at $37,701, the total Cost to Own of the 2024 Lincoln Nautilus is $69,201.

Style
Miles Driven / Year
Lower Costs than Most

The 2024 Lincoln Nautilus is in the top 11-25% for Cost to Own among all Luxury Mid-size SUV/Crossovers.

5-Year Cost to Own: $69,201

What Does Cost to Own Include?

Fuel
Out of Pocket Expenses $37,701
5-year operating expenses like gas, insurance, interest, maintenance, repairs, and state fees.
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Depreciation
Depreciation (Loss in Value) $31,500
The car's estimated loss in value from the purchase date over 5 years.
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Out of Pocket + Depreciation = Cost to Own

When considering the cost of a car, it's important to look beyond the sticker price. Expenses like fuel, maintenance and insurance can add up quickly.

Sometimes a car with a higher initial price tag can actually save you money over the first five years of ownership. Understanding these differences can help you make a smarter financial decision and keep more money in your pocket.

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Cost to Own Comparison

5-Year Cost to Own includes out-of-pocket expenses like fuel, insurance, service & financing, plus the car's loss in value over time (depreciation).

2024 Lincoln Nautilus photo
2024 Lincoln Nautilus

Cost to Own: $69,201

MSRP: $52,010

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Compare Out of Pocket Expenses

New 2024
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Lincoln Nautilus
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Total Out of Pocket Expenses
$37,701
-
-
Fuel
$6,158
-
-
Maintenance
$4,884
-
-
Insurance
$15,540
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-
Repairs
$1,234
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-
Financing
$6,202
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-
State Fees
$3,683
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Compare 5-Year Depreciation

2024 Lincoln Nautilus
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5-year Cost to Own Breakdown

2024 Lincoln Nautilus
Year 1
Year 2
Year 3
Year 4
Year 5
Total
Fuel
$1,309
$1,242
$1,209
$1,201
$1,197
$6,158
Insurance
$3,108
$3,108
$3,108
$3,108
$3,108
$15,540
Financing
$2,152
$1,719
$1,264
$785
$282
$6,202
State Fees
$3,559
$31
$31
$31
$31
$3,683
Maintenance
$427
$1,299
$479
$2,252
$427
$4,884
Repairs
-
-
-
$495
$739
$1,234
Depreciation
$15,416
$5,201
$4,368
$3,459
$3,056
$31,500
Cost To Own
$25,971
$12,600
$10,459
$11,331
$8,840
$69,201
2024 Lincoln Nautilus Cost to Own
5-Year Cost to Own includes out of pocket expenses like fuel, insurance, service & financing, plus the car’s loss in value over time (depreciation).
5-Year Depreciation:$31,500
5-Year Out of Pocket Expenses:$37,701
5-Year Cost to Own:$69,201
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FAQs

As of May 2025 insuring a Lincoln Nautilus 2024 will cost approximately $15,540 dollars to insure per year, or $1,295 dollars per month. This amount can vary depending on factors like the age of the driver, driving record, credit rating, location of insured vehicle, vehicle trim and the company providing the insurance. For more information on insuring your vehicle, check out Kelley Blue Book.

As of May 2025 average annual maintenance costs for a Lincoln Nautilus 2024 run about $976 dollars, totaling approximately $4,884 dollars over five years.

As of May 2025 average annual depreciation for a Lincoln Nautilus 2024 runs about $6,300 dollars, totaling approximately $31,500 dollars over five years. It's worth noting that new vehicles depreciate most rapidly in the first couple years after purchase and that rate slows over time.

A Lincoln Nautilus 2024 can be expected to depreciate around $31,500 dollars over the course of 5 years, averaging $6,300 dollars per year, with the most dramatic depreciation occurring in the first 2-3 years and tapering off thereafter. Factors impacting the depreciation value of the 2024 Lincoln include vehicle age, mileage, make and model, accident history, market demand, service history, and external market factors like gas prices. For a more detailed breakdown of vehicle value, check with the experts at Kelley Blue Book.

Average annual maintenance costs for a Lincoln Nautilus 2024 run about $976 dollars or $4,884 dollars over the span of 5 years. For a more detailed cost breakdown, check out Kelley Blue Book's car maintenance pages for the 2024 Lincoln.

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