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Cost to Own

2026 Ford Expedition Cost to Own

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A 2026 Ford Expedition will depreciate $34,364 after 5 years and have a 5-year residual value of $31,131. With out of pocket expenses at $52,532, the total Cost to Own of the 2026 Ford Expedition is $86,896.

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Miles Driven / Year
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Average Costs

The 2026 Ford Expedition is in the middle 26-75% for Cost to Own among all Full-Size SUV/Crossovers.

5-Year Cost to Own: $86,896

What Does Cost to Own Include?

Fuel
Out of Pocket Expenses $52,532
5-year operating expenses like gas, insurance, interest, maintenance, repairs, and state fees.
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Depreciation
Depreciation (Loss in Value) $34,364
The car's estimated loss in value from the purchase date over 5 years.
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Out of Pocket + Depreciation = Cost to Own

When considering the cost of a car, it's important to look beyond the sticker price. Expenses like fuel, maintenance and insurance can add up quickly.

Sometimes a car with a higher initial price tag can actually save you money over the first five years of ownership. Understanding these differences can help you make a smarter financial decision and keep more money in your pocket.

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Cost to Own Comparison

5-Year Cost to Own includes out-of-pocket expenses like fuel, insurance, service & financing, plus the car's loss in value over time (depreciation).

2026 Ford Expedition photo
2026 Ford Expedition

Cost to Own: $86,896

MSRP: $65,495

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Ford Expedition
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Total Out of Pocket Expenses
$52,532
-
-
Fuel
$7,716
-
-
Maintenance
$6,798
-
-
Insurance
$22,110
-
-
Repairs
$1,885
-
-
Financing
$8,303
-
-
State Fees
$5,720
-
-

Compare 5-Year Depreciation

2026 Ford Expedition
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5-year Cost to Own Breakdown

2026 Ford Expedition
Year 1
Year 2
Year 3
Year 4
Year 5
Total
Fuel
$1,737
$1,508
$1,487
$1,492
$1,492
$7,716
Insurance
$4,422
$4,422
$4,422
$4,422
$4,422
$22,110
Financing
$2,880
$2,301
$1,692
$1,052
$378
$8,303
State Fees
$5,532
-
$94
-
$94
$5,720
Maintenance
$587
$1,760
$721
$3,143
$587
$6,798
Repairs
-
-
$435
$725
$725
$1,885
Depreciation
$13,422
$6,353
$5,305
$4,880
$4,404
$34,364
Cost To Own
$28,580
$16,344
$14,156
$15,714
$12,102
$86,896
2026 Ford Expedition Cost to Own
5-Year Cost to Own includes out of pocket expenses like fuel, insurance, service & financing, plus the car’s loss in value over time (depreciation).
5-Year Depreciation:$34,364
5-Year Out of Pocket Expenses:$52,532
5-Year Cost to Own:$86,896
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FAQs

As of May 2026 insuring a Ford Expedition 2026 will cost approximately $22,110 dollars to insure per year, or $1,842 dollars per month. This amount can vary depending on factors like the age of the driver, driving record, credit rating, location of insured vehicle, vehicle trim and the company providing the insurance. For more information on insuring your vehicle, check out Kelley Blue Book.

As of May 2026 average annual maintenance costs for a Ford Expedition 2026 run about $1,359 dollars, totaling approximately $6,798 dollars over five years.

As of May 2026 average annual depreciation for a Ford Expedition 2026 runs about $6,872 dollars, totaling approximately $34,364 dollars over five years. It's worth noting that new vehicles depreciate most rapidly in the first couple years after purchase and that rate slows over time.

A Ford Expedition 2026 can be expected to depreciate around $34,364 dollars over the course of 5 years, averaging $6,872 dollars per year, with the most dramatic depreciation occurring in the first 2-3 years and tapering off thereafter. Factors impacting the depreciation value of the 2026 Ford include vehicle age, mileage, make and model, accident history, market demand, service history, and external market factors like gas prices. For a more detailed breakdown of vehicle value, check with the experts at Kelley Blue Book.

Average annual maintenance costs for a Ford Expedition 2026 run about $1,359 dollars or $6,798 dollars over the span of 5 years. For a more detailed cost breakdown, check out Kelley Blue Book's car maintenance pages for the 2026 Ford.

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