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Cost to Own

2025 BMW M2 Cost to Own

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A 2025 BMW M2 will depreciate $31,794 after 5 years and have a 5-year residual value of $34,881. With out of pocket expenses at $47,997, the total Cost to Own of the 2025 BMW M2 is $79,791.

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Average Costs

The 2025 BMW M2 is in the middle 26-75% for Cost to Own among all Entry-level Luxury Cars.

5-Year Cost to Own: $79,791

What Does Cost to Own Include?

Fuel
Out of Pocket Expenses $47,997
5-year operating expenses like gas, insurance, interest, maintenance, repairs, and state fees.
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Depreciation
Depreciation (Loss in Value) $31,794
The car's estimated loss in value from the purchase date over 5 years.
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Out of Pocket + Depreciation = Cost to Own

When considering the cost of a car, it's important to look beyond the sticker price. Expenses like fuel, maintenance and insurance can add up quickly.

Sometimes a car with a higher initial price tag can actually save you money over the first five years of ownership. Understanding these differences can help you make a smarter financial decision and keep more money in your pocket.

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Cost to Own Comparison

5-Year Cost to Own includes out-of-pocket expenses like fuel, insurance, service & financing, plus the car's loss in value over time (depreciation).

2025 BMW M2 photo
2025 BMW M2

Cost to Own: $79,791

MSRP: $66,675

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Compare Out of Pocket Expenses

New 2025
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BMW M2
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Total Out of Pocket Expenses
$47,997
-
-
Fuel
$7,591
-
-
Maintenance
$4,277
-
-
Insurance
$20,340
-
-
Repairs
$2,012
-
-
Financing
$8,251
-
-
State Fees
$5,526
-
-

Compare 5-Year Depreciation

2025 BMW M2
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5-year Cost to Own Breakdown

2025 BMW M2
Year 1
Year 2
Year 3
Year 4
Year 5
Total
Fuel
$1,612
$1,531
$1,488
$1,483
$1,477
$7,591
Insurance
$4,068
$4,068
$4,068
$4,068
$4,068
$20,340
Financing
$2,863
$2,287
$1,681
$1,045
$375
$8,251
State Fees
$5,230
$74
$74
$74
$74
$5,526
Maintenance
-
-
$165
$4,086
$26
$4,277
Repairs
-
-
-
$807
$1,205
$2,012
Depreciation
$7,324
$7,018
$6,701
$6,334
$4,417
$31,794
Cost To Own
$21,097
$14,978
$14,177
$17,897
$11,642
$79,791
2025 BMW M2 Cost to Own
5-Year Cost to Own includes out of pocket expenses like fuel, insurance, service & financing, plus the car’s loss in value over time (depreciation).
5-Year Depreciation:$31,794
5-Year Out of Pocket Expenses:$47,997
5-Year Cost to Own:$79,791
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FAQs

As of May 2025 insuring a BMW M2 2025 will cost approximately $20,340 dollars to insure per year, or $1,695 dollars per month. This amount can vary depending on factors like the age of the driver, driving record, credit rating, location of insured vehicle, vehicle trim and the company providing the insurance. For more information on insuring your vehicle, check out Kelley Blue Book.

As of May 2025 average annual maintenance costs for a BMW M2 2025 run about $855 dollars, totaling approximately $4,277 dollars over five years.

As of May 2025 average annual depreciation for a BMW M2 2025 runs about $6,358 dollars, totaling approximately $31,794 dollars over five years. It's worth noting that new vehicles depreciate most rapidly in the first couple years after purchase and that rate slows over time.

A BMW M2 2025 can be expected to depreciate around $31,794 dollars over the course of 5 years, averaging $6,358 dollars per year, with the most dramatic depreciation occurring in the first 2-3 years and tapering off thereafter. Factors impacting the depreciation value of the 2025 BMW include vehicle age, mileage, make and model, accident history, market demand, service history, and external market factors like gas prices. For a more detailed breakdown of vehicle value, check with the experts at Kelley Blue Book.

Average annual maintenance costs for a BMW M2 2025 run about $855 dollars or $4,277 dollars over the span of 5 years. For a more detailed cost breakdown, check out Kelley Blue Book's car maintenance pages for the 2025 BMW.

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