Kelley Blue Book
HomeBMWBMW 2 Series2025 BMW 2 Series
Cost to Own

2025 BMW 2 Series Cost to Own

Save this car
Write a Review

A 2025 BMW 2 Series will depreciate $24,424 after 5 years and have a 5-year residual value of $16,351. With out of pocket expenses at $38,516, the total Cost to Own of the 2025 BMW 2 Series is $62,940.

Style
Miles Driven / Year
Average Costs

The 2025 BMW 2 Series is in the middle 26-75% for Cost to Own among all Entry-level Luxury Cars.

5-Year Cost to Own: $62,940

What Does Cost to Own Include?

Fuel
Out of Pocket Expenses $38,516
5-year operating expenses like gas, insurance, interest, maintenance, repairs, and state fees.
See more details
Depreciation
Depreciation (Loss in Value) $24,424
The car's estimated loss in value from the purchase date over 5 years.
See more details

Out of Pocket + Depreciation = Cost to Own

When considering the cost of a car, it's important to look beyond the sticker price. Expenses like fuel, maintenance and insurance can add up quickly.

Sometimes a car with a higher initial price tag can actually save you money over the first five years of ownership. Understanding these differences can help you make a smarter financial decision and keep more money in your pocket.

Considering a 2025 BMW 2 Series?
See Cars for SaleBuild & Price

Cost to Own Comparison

5-Year Cost to Own includes out-of-pocket expenses like fuel, insurance, service & financing, plus the car's loss in value over time (depreciation).

2025 BMW 2 Series photo
2025 BMW 2 Series

Cost to Own: $62,940

MSRP: $40,775

Compare These Cars
Add a car to compare cost to own data
Add a car to compare cost to own data

Compare Out of Pocket Expenses

New 2025
1 of 3
BMW 2 Series
Add a car to compare cost to own data
Add a car to compare cost to own data
Total Out of Pocket Expenses
$38,516
-
-
Fuel
$5,051
-
-
Maintenance
$3,120
-
-
Insurance
$20,340
-
-
Repairs
$2,012
-
-
Financing
$4,972
-
-
State Fees
$3,021
-
-

Compare 5-Year Depreciation

2025 BMW 2 Series
Add Vehicle
Add Vehicle

5-year Cost to Own Breakdown

2025 BMW 2 Series
Year 1
Year 2
Year 3
Year 4
Year 5
Total
Fuel
$1,074
$1,020
$989
$986
$982
$5,051
Insurance
$4,068
$4,068
$4,068
$4,068
$4,068
$20,340
Financing
$1,725
$1,378
$1,013
$630
$226
$4,972
State Fees
$2,724
$84
$71
$71
$71
$3,021
Maintenance
-
-
$165
$2,955
-
$3,120
Repairs
-
-
-
$807
$1,205
$2,012
Depreciation
$9,847
$3,568
$3,771
$3,976
$3,262
$24,424
Cost To Own
$19,438
$10,118
$10,077
$13,493
$9,814
$62,940
2025 BMW 2 Series Cost to Own
5-Year Cost to Own includes out of pocket expenses like fuel, insurance, service & financing, plus the car’s loss in value over time (depreciation).
5-Year Depreciation:$24,424
5-Year Out of Pocket Expenses:$38,516
5-Year Cost to Own:$62,940
Is this information helpful?

FAQs

As of May 2025 insuring a BMW 2 Series 2025 will cost approximately $20,340 dollars to insure per year, or $1,695 dollars per month. This amount can vary depending on factors like the age of the driver, driving record, credit rating, location of insured vehicle, vehicle trim and the company providing the insurance. For more information on insuring your vehicle, check out Kelley Blue Book.

As of May 2025 average annual maintenance costs for a BMW 2 Series 2025 run about $624 dollars, totaling approximately $3,120 dollars over five years.

As of May 2025 average annual depreciation for a BMW 2 Series 2025 runs about $4,884 dollars, totaling approximately $24,424 dollars over five years. It's worth noting that new vehicles depreciate most rapidly in the first couple years after purchase and that rate slows over time.

A BMW 2 Series 2025 can be expected to depreciate around $24,424 dollars over the course of 5 years, averaging $4,884 dollars per year, with the most dramatic depreciation occurring in the first 2-3 years and tapering off thereafter. Factors impacting the depreciation value of the 2025 BMW include vehicle age, mileage, make and model, accident history, market demand, service history, and external market factors like gas prices. For a more detailed breakdown of vehicle value, check with the experts at Kelley Blue Book.

Average annual maintenance costs for a BMW 2 Series 2025 run about $624 dollars or $3,120 dollars over the span of 5 years. For a more detailed cost breakdown, check out Kelley Blue Book's car maintenance pages for the 2025 BMW.

Also from BMW

Advertisement