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Cost to Own

2024 Subaru Forester Cost to Own

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A 2024 Subaru Forester will depreciate $14,275 after 5 years and have a 5-year residual value of $14,165. With out of pocket expenses at $19,242, the total Cost to Own of the 2024 Subaru Forester is $33,517.

Style
Miles Driven / Year
Among the Best

The 2024 Subaru Forester is in the top 10% for Cost to Own among all Compact SUV/Crossovers.

5-Year Cost to Own: $33,517

What Does Cost to Own Include?

Fuel
Out of Pocket Expenses $19,242
5-year operating expenses like gas, insurance, interest, maintenance, repairs, and state fees.
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Depreciation
Depreciation (Loss in Value) $14,275
The car's estimated loss in value from the purchase date over 5 years.
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Out of Pocket + Depreciation = Cost to Own

When considering the cost of a car, it's important to look beyond the sticker price. Expenses like fuel, maintenance and insurance can add up quickly.

Sometimes a car with a higher initial price tag can actually save you money over the first five years of ownership. Understanding these differences can help you make a smarter financial decision and keep more money in your pocket.

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Cost to Own Comparison

5-Year Cost to Own includes out-of-pocket expenses like fuel, insurance, service & financing, plus the car's loss in value over time (depreciation).

2024 Subaru Forester photo
2024 Subaru Forester

Cost to Own: $33,517

MSRP: $28,440

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Subaru Forester
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See Details
Total Out of Pocket Expenses
$19,242
-
-
Fuel
$5,135
-
-
Maintenance
$2,682
-
-
Insurance
$3,240
-
-
Repairs
$1,836
-
-
Financing
$4,227
-
-
State Fees
$2,122
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-

Compare 5-Year Depreciation

2024 Subaru Forester
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5-year Cost to Own Breakdown

2024 Subaru Forester
Year 1
Year 2
Year 3
Year 4
Year 5
Total
Fuel
$1,092
$1,036
$1,008
$1,001
$998
$5,135
Insurance
$648
$648
$648
$648
$648
$3,240
Financing
$1,457
$1,170
$865
$540
$195
$4,227
State Fees
$1,998
$31
$31
$31
$31
$2,122
Maintenance
$363
$621
$363
$874
$461
$2,682
Repairs
-
-
$424
$706
$706
$1,836
Depreciation
$7,222
$1,912
$1,721
$1,820
$1,600
$14,275
Cost To Own
$12,780
$5,418
$5,060
$5,620
$4,639
$33,517
2024 Subaru Forester Cost to Own
5-Year Cost to Own includes out of pocket expenses like fuel, insurance, service & financing, plus the car’s loss in value over time (depreciation).
5-Year Depreciation:$14,275
5-Year Out of Pocket Expenses:$19,242
5-Year Cost to Own:$33,517
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FAQs

As of July 2025 insuring a Subaru Forester 2024 will cost approximately $3,240 dollars to insure per year, or $270 dollars per month. This amount can vary depending on factors like the age of the driver, driving record, credit rating, location of insured vehicle, vehicle trim and the company providing the insurance. For more information on insuring your vehicle, check out Kelley Blue Book.

As of July 2025 average annual maintenance costs for a Subaru Forester 2024 run about $536 dollars, totaling approximately $2,682 dollars over five years.

As of July 2025 average annual depreciation for a Subaru Forester 2024 runs about $2,855 dollars, totaling approximately $14,275 dollars over five years. It's worth noting that new vehicles depreciate most rapidly in the first couple years after purchase and that rate slows over time.

A Subaru Forester 2024 can be expected to depreciate around $14,275 dollars over the course of 5 years, averaging $2,855 dollars per year, with the most dramatic depreciation occurring in the first 2-3 years and tapering off thereafter. Factors impacting the depreciation value of the 2024 Subaru include vehicle age, mileage, make and model, accident history, market demand, service history, and external market factors like gas prices. For a more detailed breakdown of vehicle value, check with the experts at Kelley Blue Book.

Average annual maintenance costs for a Subaru Forester 2024 run about $536 dollars or $2,682 dollars over the span of 5 years. For a more detailed cost breakdown, check out Kelley Blue Book's car maintenance pages for the 2024 Subaru.

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