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2026 BMW X5 M Competition
San Rafael, CA
94903
4.6
Expert
5.0
Consumer
Pricing
Important Info & Definitions
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2026 BMW X5 M Competition Cost to Own
$171,429
A 2026 BMW X5 M Competition has a 5-year cost-to-own of $171,429. After 5 years a 2026 X5 M Competition will depreciate $78,994 and have a residual value of $53,456. During this time out-of-pocket expenses are expected to total $92,435.
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Higher Costs than Most
The 2026 BMW X5 M Competition is in the bottom 76-100% for Cost to Own among all Luxury Mid-size SUV/Crossovers.
2026 BMW X5 M Competition 5-Year Depreciation: $78,994
2026 BMW X5 M Competition
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5-Year Out of Pocket Expenses:$92,435
Fuel:
$23,491
Insurance:
$26,590
Financing:
$16,890
State Fees:
$16,757
Maintenance:
$6,588
Repairs:
$2,119
Total: $92,435
See New Car Incentives2026 BMW X5 M Competition Cost to Own
5-Year Cost to Own includes out of pocket expenses like fuel, insurance, service & financing, plus the car's loss in value over time (depreciation).
5-Year Depreciation:$78,994
5-Year Out of Pocket Expenses:$92,435
5-Year Cost To Own$171,429
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Specifications
Dimensions, Weights & Capacities
Curb Weight | 5498 lbs. | ||
|---|---|---|---|
Fuel Capacity | 21.9 gallons | ||
Front Head Room | 40.8 inches | ||
Front Leg Room | 39.8 inches | ||
Max Seating Capacity | 5 | ||
Minimum Ground Clearance | 8.4 inches | ||
Overall Length | 194.8 inches | ||
Front Shoulder Room | 60.0 inches | ||
Trunk or Cargo Capacity | 72.3 cu.ft. | ||
Turning Diameter | 42.0 feet | ||
Wheel Base | 117.0 inches | ||
Width with mirrors | 87.3 inches |
Exterior
Alloy Wheels | Available | ||
|---|---|---|---|
Moon Roof/Sun Roof | Available | ||
Number of Doors | 4 doors | ||
Panorama Moon Roof | Available | ||
Power Folding Exterior Mirrors | Available | ||
Privacy Glass | Available | ||
Roof Rails | Available | ||
LED Headlights | Available |
Fuel Economy
City | 13 mpg | ||
|---|---|---|---|
Highway | 18 mpg | ||
Combined | 15 mpg |
Mechanical
Drivetrain | AWD | ||
|---|---|---|---|
Transmission Type | Automatic | ||
8 speed | Available | ||
Recommended Fuel | Premium | ||
Hill Descent Control | Available | ||
Parking Assist System | Available |
Performance
Horsepower | 617 @ 6000 RPM | ||
|---|---|---|---|
Torque | 553 @ 1800 rpm | ||
Engine | V8, Twin Turbo, 4.4 Liter | ||
0 to 60 | 3.7 seconds | ||
Top Speed | 155 mph |
Warranty
Basic | 4 years / 50000 miles | ||
|---|---|---|---|
Powertrain | 4 years / 50000 miles | ||
Corrosion | 12 years / Unlimited miles |
2026 BMW X5 M Competition Standard Features
Next Steps to Buying Smart
2026 BMW X5 M
KBB.com Review
4.6
Kbb.com Expert Rating
You'll Like This Car If...
Premium interior. Sharp driving dynamics. Modern tech.
You May Not Like This Car If...
Firm ride on sportier models. Infotainment learning curve. Questionable value.
2026 BMW X5 M
KBB.com Consumer Reviews
5.0
Consumer Rating
1 ratings
Value
5.0
Performance
5.0
Quality
5.0
Comfort
5.0
Reliability
5.0
Styling
5.0
2026 BMW X5 M Competition Safety
Safety Features & Technology
4.0
Crash Test Rating
Provided by the National Highway Traffic Safety Administration
2025 rating shown. 2026 may differ.
Frontal Crash
4.0
Side Barrier
5.0
Rollover Rating
4.0
Side Crash
5.0
Compare to Similar Vehicles
 New 2026 BMW X5 M Competition |  New 2025 Porsche Cayenne |  New 2025 BMW X6 M | ||
|---|---|---|---|---|
| Price | $132,450 | $126,895 | $133,275 | |
| KBB.com Rating | 4.6 | 4.2 | 4.7 | |
| Consumer Rating | 5.0 | 4.3 | N/A | |
| Fuel Economy | City 13/Hwy 18/Comb 15 MPG | City 15/Hwy 22/Comb 18 MPG | City 13/Hwy 18/Comb 15 MPG | |
| Fuel Type | Gas | N/A | N/A | |
5 Year Cost To Own 5-Year Cost to Own includes out of pocket expenses like fuel and insurance, plus the car’s loss in value over time (depreciation). | $171,429 | N/A | $178,787 | |
| Seating Capacity | 5 | 5 | 5 | |
| Basic Warranty | 4 years or 50000 miles | 4 years or 50000 miles | 4 years or 50000 miles | |
| Horsepower | 617 @ 6000 RPM | 493 @ 6000 RPM | 617 @ 6000 RPM | |
| Engine | V8, Twin Turbo, 4.4 Liter | V8, Twin Turbo, 4.0 Liter | V8, Twin Turbo, 4.4 Liter | |
| Drivetrain | AWD | AWD | AWD |
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