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2004 Volvo XC90

Used 2004 Volvo XC90

4.1
rating
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2004 Volvo XC90 Exterior: 0
2004 Volvo XC90 Lifestyle: 1
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2004 Volvo XC90 Lifestyle: 2
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2026
2004
Fuel Economy
16 combined mpg
Horsepower
208 - 268 hp
Seating
7
Cargo Volume
93.2 cu ft
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2004 Volvo XC90 Overview

2004 Volvo XC90 Pricing

2004 Volvo XC90 pricing starts at $2,417 for the XC90 2.5T Sport Utility 4D, which had a starting MSRP of $36,875 when new. The range-topping 2004 XC90 T6 Sport Utility 4D starts at $2,512 today, originally priced from $41,650.

Original MSRP
KBB Fair Purchase Price (national avg.)
$36,875
$2,417
$41,650
$2,512

The Kelley Blue Book Fair Purchase Price for any individual used vehicle can vary greatly according to mileage, condition, location, and other factors. The prices here reflect what buyers are currently paying for used 2004 Volvo XC90 models in typical condition when purchasing from a dealership. These prices are updated weekly.

XC90 Consumer Sentiment

Owners give this generation Volvo XC90 (2003-2014) a 4.1 out of 5 rating, which is higher than most, and 73% recommend it. These figures are based on 485 consumer reviews, like these:

What Owners are Saying About the 2004 Volvo XC90

"The Epitome of a Volvo"

"In 2003, my family made the best decision of our lives. We bought our silver XC90 brand new and will never get rid of it. In the 17 years that we have owned this fantastic piece of machinery, it has needed no major repairs. The interior could definitely use some work, but this has been our workhorse of a vehicle: school drop off, hauling, moving, you name it. This tank truly showcases Volvo's superior safety and reliability, where some people only get rid of theirs because they get bored with their model. I think the only "major" thing we needed to do was change the timing belt at 110k. Yes, we only have about 152k miles and it's been with us for almost 20 years, but it still has the same power and fierceness it did in its first year. Heck, we love this car so much, we bought a 2nd one, a 2018 Inscription! Youngest is taking it as a commuter to college for the next few years. If you ever come across one, a 5 cylinder only, avoid the original T6 until around the 2008 "facelift" version, we highly recommend you check it out and buy one for yourself :)"

"Amazing in Snow"

"Buy this Vehicle for your family's safety if you live in the snow or ice. Three blizzards in Colorado, towed our Volvo S60 R to California over 14,000 foot Rockies, after 81,000 miles the car is still going strong. Buy the extended warrentee: many repairs needed cost only $100 per deductable. Two engine mounts, propeller shaft (drive shaft), new rack & Pinion Steering. Gyroscope under driver's seat is amazing and the STC sensors on the wheels. The result: it is impossible to put this car into a skid in snow. . . believe me I tried. The antio skid system puts the right amount of braking and reduced the engine power to straighten out the car! During one of the three Blizzards of 2006/2007 we passed dozens of stranded cars, trucks, and even a police officer stuck at an intersection. Get studless snow tires with ground up Walnut Shells (Blizex) and it stops even on black ice! Amazing. Now we live in California and enjoy sun every day and our 7 month old has plenty of room for her car seat and baby equipment. Bottom line: great car, some repairs needed, but I was surprised to see all of the people's complaints about repairs -- just like humans cars need a little investment. I will go with a Volvo again."

"Volvo never disappoints!"

"Safest tank I've ever driven. Solid. Dependable SUV. Plush ride. Newer Michelin tires. Ignition coils and fuel injectors recently replaced. Regular service through reputable mechanic. He suggests radiator needs to be replaced soon. Apparently the 2005 and 2006 FWD are bulletproof."

Overall 2004 Volvo XC90 Quality

User sentiment suggests the overall quality of the 2004 Volvo XC90 is above average for its class. Owners rated the 2004 Volvo XC90 quality a 4.2 out of 5.

2004 Volvo XC90 Reliability

The 2004 Volvo XC90 receives an average consumer rating of 4.1 overall and a 4.2 for reliability, which means owners consider its reliability to be above average.

Favorite 2004 XC90 Features

According to drivers of the 2004 XC90, here are some of its best features:

  • Durability, Power, Weight
  • Safe, comfy, reliable
  • Super save, reliable, lots of cargo space
  • It has your bells and whistles it just can't yodel
  • Works like a truck, indestructible.

2004 Volvo XC90 MPG by Trim

2004 XC90 T6 Sport Utility 4D - city 14 MPG - hwy 19 MPG

2004 XC90 Safety

NHTSA Safety Rating

According to the National Highway Traffic Safety Administration (NHTSA), the 2004 Volvo XC90 front-side driver crash test rating is 5 out of 5 stars. The front-side passenger crash test rating is 4 out of 5.

2004 Volvo XC90 Safety Features

  • Child Door Locks
  • Child Seat Anchors
  • Driver Airbag
  • Passenger Airbag
  • Rear Side Airbag
  • Traction Control
  • Front Side Airbag
  • Rear Parking Sensors
More About How We Rate Vehicles
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New Volvo XC90 Deals and Incentives

APR

2.99% APR | 72 months

Get 2.99% APR for 72 months on a new 2026 XC90 T8 AWD Ultra Dark (6 Pass).

See more details

End Date: 01/02/2026
LEASE

$1171 /mo | 36 months | Due at Signing

Lease a new 2026 XC90 T8 AWD Ultra Dark (6 Pass) for $1171 a month for 36 months with $0 due at signing.

See more details

End Date: 01/02/2026
See All Current XC90 Deals

2004 Volvo XC90
KBB.com Consumer Reviews

4.1
Consumer Rating
Based on 485 Consumer Reviews
Write a Review
80%Recommend this vehicle
Value
4.1
Performance
4.3
Quality
4.2
Comfort
4.4
Reliability
4.2
Styling
4.5

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2004 Volvo XC90 Styles

Style
Price
Combined Fuel Economy
Horsepower
Seating
Cargo Capacity
Engine
Towing Capacity
Curb Weight
Drivetrain
2.5T Sport Utility 4D
$2,417
N/A
208 @ 5000 RPM
7
93.2 cu ft
5-Cyl, Turbo, 2.5 Liter
4000 lbs
4354 lbs
AWD
T6 Sport Utility 4D
$2,512
16 MPG
268 @ 5200 RPM
7
93.2 cu ft
6-Cyl, Twin Turbo
5000 lbs
4639 lbs
AWD
See Full Specs for All 2004 Volvo XC90 Styles
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2004 Volvo XC90 Depreciation

A 2004 Volvo XC90 has depreciated $330 or 14% in the last 3 years and has a current resale value of $1,976 and trade-in value of $1,257.

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2004 Volvo XC90
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2004 Volvo XC90 Annual Depreciation

Year
Vehicle Depreciation*
Resale Value
Trade-In Value
2022
$626
$2,306
$641
2023
$34
$2,272
$605
2024
$13
$2,259
$578
Now
$283
$1,976
$1,257
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2-Year Forecasted Depreciation

*Depreciation for the last 12 months of the private party resale value.

2004 Volvo XC90 Depreciation

Annual Depreciation is an estimation of what your vehicle's value might be over time based on an average of similar vehicles. Estimations are calculated by comparing Kelley Blue Book Private Party Values of vehicles similar to yours over time, as well as forecasts from Manheim Auction data comparing current and projected auction values against current Kelley Blue Book Private Party and Trade-In Values. This is not a guarantee of actual depreciation. Local weather conditions, market factors and driver performance will also impact your vehicle's actual depreciation.


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Specifications

Dimensions, Weights & Capacities

Curb Weight
4354 lbs.
Fuel Capacity
19.0 gallons
Front Head Room
40.1 inches
Front Leg Room
41.0 inches
Max Seating Capacity
7
Minimum Ground Clearance
8.9 inches
Overall Length
188.9 inches
Front Shoulder Room
58.3 inches
Towing Capacity, Maximum
4000 lbs.
Trunk or Cargo Capacity
93.2 cu.ft.
Turning Diameter
39.0 feet
Wheel Base
112.6 inches
Gross Vehicle Weight Rating (GVWR)
5840 lbs.
Width with mirrors
74.7 inches

Exterior

Alloy Wheels
Available
Moon Roof/Sun Roof
Available
Number of Doors
4 doors
Roof Rails
Available

Mechanical

Drivetrain
AWD
Transmission Type
Automatic

Performance

Horsepower
208 @ 5000 RPM
Torque
236 @ 1500 rpm
Engine
5-Cyl, Turbo, 2.5 Liter
Top Speed
128 mph

Warranty

Basic
4 years / 50000 miles
Powertrain
4 years / 50000 miles

Entertainment

  • DVD Entertainment System
  • MP3 Player
  • CD Player

Interior

  • Power Windows
  • Tilt/Telescoping Steering Wheel

Seating

  • Third Row Seat
  • Leather Seats
  • Power Driver's Seat

Technology

  • Cruise Control
  • Hands Free Phone
  • Navigation System

2004 Volvo XC90 Safety

Safety Features & Technology

  • Child Door Locks
  • Child Seat Anchors
  • Driver Airbag
  • Passenger Airbag
  • Rear Side Airbag
  • Traction Control
  • Front Side Airbag
  • Rear Parking Sensors
Not Available

Crash Test Rating

Provided by the National Highway Traffic Safety Administration
Driver Front
5.0
Passenger Front
4.0
Front Side
5.0
Rear Side
5.0
Rollover Rating
4.0

2004 Volvo XC90 Rankings

More Volvo XC90 News & Information

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A Look Inside the 2025 Volvo XC90

The 2025 Volvo XC90 ensures you get the Scandinavian sophistication it’s known for. Let’s look at what you’ll find inside.

Michael Strong August 02, 2025
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Driving the 2025 Volvo XC90 T8 AWD Ultra

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FAQs

Is 2004 a good year for a Volvo XC90?

Owners of the vehicle give it 4.1 out of 5 stars. To find out if the 2004 XC90 is the right car for you, check out the pros and cons, trims, specs and options at Kelley Blue Book.

Is the Volvo XC90 2004 a good SUV?

Owners of the vehicle give it 4.1 out of 5 stars. To find out if the 2004 XC90 is the right car for you, check out the pros and cons, trims, specs and options at Kelley Blue Book.
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