By Colin Ryan
Updated January 30, 2025
An appealing blend of style, safety features, and technology puts the 2021 Volvo XC90 firmly among the cream of the luxury midsize 3-row SUV/crossover class. Compared with other European rivals like the BMW X5, Mercedes-Benz GLE-Class, and Audi Q7, the XC90 is easier on the finances yet still packs a lot of standard equipment.
New features for 2021 include a Care Key that allows owners to pre-program various limits for young drivers, a reduced top speed, and hazard light/slippery road alerts. These alerts are possible now that Volvo vehicles can communicate with each other, a function that can be retro-fitted to earlier XC90 models.
Drivetrain choices center around a 2.0-liter 4-cylinder engine that’s either turbocharged, turbocharged and supercharged, or employing both of those forced induction methods while being part of a plug-in hybrid (PHEV) system. This latter drivetrain has been renamed Recharge for the 2021 XC90. Some people might prefer six cylinders or even eight, but the XC90’s setups work well.
There might also be resistance to relying on the touchscreen for many functions. However, the XC90’s tech is well thought out and applied, including one of the best partially autonomous driving systems.
2021 Volvo XC90 pricing starts at $26,324 for the XC90 T5 Momentum Sport Utility 4D, which had a starting MSRP of $50,095 when new. The range-topping 2021 XC90 T8 Inscription Recharge Plug-In Hybrid Sport Utility 4D starts at $35,994 today, originally priced from $70,845.
Original MSRP | KBB Fair Purchase Price (national avg.) | |||
---|---|---|---|---|
$50,095 | $26,324 | |||
$56,695 | $31,757 | |||
$58,045 | $30,935 | |||
$63,745 | $32,871 | |||
$64,345 | $32,978 | |||
$64,545 | $32,656 | |||
$70,245 | $37,724 | |||
$70,845 | $35,994 |
The Kelley Blue Book Fair Purchase Price for any individual used vehicle can vary greatly according to mileage, condition, location, and other factors. The prices here reflect what buyers are currently paying for used 2021 Volvo XC90 models in typical condition when purchasing from a dealership. These prices are updated weekly.
Which Model is Right for Me?
Pilot Assist partially autonomous drive system
Hands-free tailgate
12.3-inch digital driver information display
9-inch touchscreen
19-inch alloy wheels
Simulated leather upholstery
Nappa leather upholstery
Harman Kardon audio system
Cooled glove box
20-inch alloy wheels
Sport seats
316-horsepower turbocharged/supercharged engine
All-wheel drive
Heated front seats
Navigation
Leather upholstery
Harman Kardon audio system
Nappa leather upholstery
Sport seats
20-inch alloy wheels
Ventilated front seats
Perforated Nappa leather upholstery
Rear sun curtains
20-inch alloy wheels
Plug-in hybrid powertrain
All-wheel drive
19-inch alloy wheels
Harman Kardon premium audio system
Nappa leather upholstery
20-inch alloy wheels
Perforated Nappa leather upholstery
Ventilated front seats
20-inch alloy wheels
In T5 form, the Volvo XC90’s 2.0-liter engine is turbocharged, similar to the base Audi Q7 and Mercedes-Benz GLE-Class. With 250 horsepower, it does a competent though unremarkable job of motivating the XC90.
The T6 is far more interesting. By using both turbocharging and supercharging, it develops a remarkable amount of output from just four cylinders and two liters of displacement: 316 horsepower and a gutsy 295 lb-ft of torque, which makes itself felt more easily during acceleration.
Recharge is the plug-in hybrid (PHEV) setup, augmenting the T6’s engine with an electric motor to deliver the most power (400 horsepower) as well as the lowest emissions.
Regardless of drivetrain, the 2021 XC90 handles itself with a quiet comfort, plus a hint of that typical European poise when driven harder.
Luxury without the fuss, indulgence without the rigmarole, special without being overdone — that’s the Volvo XC90’s cabin. It comes with 3-row/7-occupant seating as standard, offering the option of captain’s chairs in the second row. These bring the posterior count down to six, but the middle row now becomes more spacious while enabling easier access to the back.
The third row has decent legroom, but is still best suited for children. Volvo seats are renowned for their comfort and support. The front seats are especially well-shaped and good for long trips. The base XC90 has simulated leather upholstery, but leather comes in at the next level up.
Standard features include the 12.3 digital driver information display and the vertically oriented 9-inch infotainment touchscreen. This latter item is crisp and reasonably responsive, but we’d prefer it if a touch wasn’t required for almost every function, including climate control adjustments.
It’s those T-shaped LED daytime running lights (which Volvo calls “Thor’s Hammer”) that probably hit the retinas first. They’re part of a house style encompassing the company’s other vehicles, an overall approach that’s as arguably attractive in its own way as any Audi or Mercedes-Benz counterpart.
On the practical side, the tailgate is powered and endowed with hands-free operation, the door handles are illuminated, and the side mirrors are retractable. R-Design models have a sportier character with a trim-specific grille, high-gloss black exterior accents, matte-silver mirror caps, and larger, octagonal exhaust outlets.
The standard alloy wheel size is 19 inches, but there are alternatives going up to 22 inches, plus summer performance tires for the R-Design models.
PILOT ASSIST
Pilot Assist combines adaptive cruise control and active steering to keep the XC90 in the desired lane, resulting in a partially autonomous driving system. Rivals have similar offerings, but this one is standard and among the smoothest we’ve tested.
BOWERS & WILKINS AUDIO SYSTEM
This optional audio system (upgraded for 2021) is the epitome of premium sound. With 1,400 watts and 19 speakers, it’s loud. But the quality is superb, even when playing files from a smartphone.
Volvo hasn’t made things any easier this year by having two 2021 XC90 trim levels with similar names. The Recharge Inscription Expression is the basic model with the PHEV drivetrain, whereas Inscription is the XC90’s most luxurious trim.
The 2021 XC90 range kicks off with the Momentum T5, which is brimming with standard equipment such as adaptive cruise control, blind-spot monitoring, full LED lighting with automatic high beams, quad-zone automatic climate control, Apple CarPlay/Android Auto smartphone integration, hands-free tailgate operation, panoramic moonroof, front/rear parking sensors, high-pressure headlight cleaning, 10-way power-adjustable front seats, four USB ports (including two Type-C versions in the second row), and a 4-year subscription to Volvo On-Call which allows certain functions to be controlled by a smartphone.
All-wheel drive is optional with the T5 drivetrain, but standard in the others. R-Design adds more features, some of which are optional in Momentum trim, like leather upholstery, 20-inch alloy wheels, and a 600-watt Harman Kardon audio system. Inscription brings ventilated front seats, high-level interior lighting, and rear sunshades.
Other options include an adaptive air suspension, heated seat/steering wheel/wiper blades, head-up display, 360-degree camera system, 2nd-row booster cushions, massaging front seats, the fantastic Bowers & Wilkins audio system, and a self-parking feature.
Anyone who doesn’t want the perforated Nappa leather upholstery that comes in the Inscription model may select a Tailored Wool Blend alternative instead.
Just remember: T5, T6, and Recharge. All versions of the 2021 XC90 have an 8-speed automatic transmission.
T5 is the entry-level setup with a turbocharged 2.0-liter 4-cylinder engine. Output (see below) is more adequate than mind-blowing but works for most everyday stuff. Front-wheel drive (FWD) is standard, with all-wheel drive (AWD) on the options list. Fuel consumption averages out to 25 mpg (FWD) or 23 mpg (AWD).
T6 sets both forms of forced induction on that 2.0-liter engine to extract 316 horsepower. All-wheel drive is standard here, and average fuel consumption is 22 mpg.
Recharge (formerly known as T8 Twin Engine) is the plug-in hybrid arrangement. It keeps the T6’s double-blown combustion engine then adds an electric motor powered by a lithium-ion battery that turns the rear axle, creating the Recharge’s particular form of standard all-wheel drive.
Total system output is a considerable 400 horsepower and 472 lb-ft of torque, while achieving 55 MPGe (miles-per-gallon equivalent). Driven as a regular hybrid, without the 18 miles of electric-only range, it can still manage 27 mpg.
Replenishing the battery takes 2.5 to six hours, depending on the voltage of the supply.
All models have an engine stop/restart function that cuts power at idle. To avoid rough restarts, it can be disabled by accessing a menu on the touchscreen. Drive modes allow the XC90 to be calibrated for comfort, efficiency, sportiness, or even off-road duty.
2.0-liter turbocharged inline-4 (T5)
250 horsepower @ 5,500 rpm
258 lb-ft of torque @ 1,500 rpm
EPA city/highway fuel economy: 21/30 mpg (FWD), 19/28 mpg (AWD)
2.0-liter turbocharged/supercharged inline-4 (T6 AWD)
316 horsepower @ 5,700 rpm
295 lb-ft of torque @ 2,200 rpm
EPA city/highway fuel economy: 20/28 mpg
2.0-liter turbocharged/supercharged inline-4 + electric motor (Recharge AWD)
Engine:
313 horsepower @ 5,700 rpm
295 lb-ft of torque @ 2,200-5,400 rpm
Electric Motor:
87 horsepower/177 lb-ft of torque
Net Output: 400 horsepower/472 lb-ft of torque
EPA city/highway fuel economy: 55 MPGe/27 mpg city/highway combined.
Pure electric range on a full charge: 18 miles
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Year | Vehicle Depreciation* | Resale Value | Trade-In Value | ||
---|---|---|---|---|---|
2022 | - | $47,531 | $43,889 | ||
2023 | $11,941 | $35,590 | $31,937 | ||
2024 | $5,432 | $30,158 | $26,502 | ||
Now | $5,970 | $24,188 | $20,655 |
Unlock Forecast
2-Year Forecasted Depreciation
*Depreciation for the last 12 months of the private party resale value.
Annual Depreciation is an estimation of what your vehicle's value might be over time based on an average of similar vehicles. Estimations are calculated by comparing Kelley Blue Book Private Party Values of vehicles similar to yours over time, as well as forecasts from Manheim Auction data comparing current and projected auction values against current Kelley Blue Book Private Party and Trade-In Values. This is not a guarantee of actual depreciation. Local weather conditions, market factors and driver performance will also impact your vehicle's actual depreciation.
Already Own This Car?
Curb Weight | 4374 lbs. | ||
---|---|---|---|
Fuel Capacity | 18.8 gallons | ||
Front Head Room | 38.9 inches | ||
Front Leg Room | 40.9 inches | ||
Max Seating Capacity | 7 | ||
Minimum Ground Clearance | 8.8 inches | ||
Overall Length | 195.0 inches | ||
Front Shoulder Room | 57.7 inches | ||
Towing Capacity, Maximum | 4000 lbs. | ||
Trunk or Cargo Capacity | 65.5 cu.ft. | ||
Turning Diameter | 39.7 feet | ||
Wheel Base | 117.5 inches | ||
Width with mirrors | 84.3 inches |
Alloy Wheels | Available | ||
---|---|---|---|
Fog Lights | Available | ||
Number of Doors | 4 doors | ||
Panorama Moon Roof | Available | ||
Privacy Glass | Available | ||
Roof Rails | Available | ||
LED Headlights | Available |
City | 21 mpg | ||
---|---|---|---|
Highway | 30 mpg | ||
Combined | 25 mpg |
Drivetrain | FWD | ||
---|---|---|---|
Transmission Type | Automatic | ||
8 speed | Available | ||
Recommended Fuel | Premium | ||
Parking Assist System | Available |
Horsepower | 250 @ 5500 RPM | ||
---|---|---|---|
Torque | 258 @ 1500 rpm | ||
Engine | 4-Cyl, Drive-E, Turbo, 2.0 Liter | ||
0 to 60 | 7.5 seconds | ||
Top Speed | 112 mph |
Basic | 4 years / 50000 miles | ||
---|---|---|---|
Powertrain | 4 years / 50000 miles | ||
Corrosion | 12 years / Unlimited miles |
Pilot Assist
This partially autonomous driving feature combines adaptive cruise control with lane-keeping assistance. Standard in the 2021 XC90.
Forward collision mitigation
Also standard. This is Volvo’s automatic emergency braking system, with the ability to slow or stop the XC90 if a collision with another vehicle, pedestrian, cyclist, or large animal appears imminent.
Blind-spot monitoring
As well as alerting drivers to vehicles in their blind spots, this standard system has active steering that can bring the XC90 back into its original lane if a side collision is likely.
Used 2021 Volvo XC90 | New 2025 Volvo XC90 | Used 2021 Cadillac XT5 | Used 2021 Cadillac XT6 | ||
---|---|---|---|---|---|
Price | $26,324 | $58,695 | $29,170 | $27,334 | |
KBB.com Rating | 4.1 | N/A | 3.1 | 3.8 | |
Consumer Rating | 4.0 | 4.0 | 4.2 | 4.2 | |
Fuel Economy | City 21/Hwy 30/Comb 25 MPG | City 23/Hwy 30/Comb 26 MPG | City 22/Hwy 29/Comb 24 MPG | City 21/Hwy 26/Comb 23 MPG | |
Fuel Type | Gas | Gas | N/A | N/A | |
5 Year Cost To Own 5-Year Cost to Own includes out of pocket expenses like fuel and insurance, plus the car’s loss in value over time (depreciation). | N/A | $76,637 | N/A | N/A | |
Safety Rating | N/A | 5.0 | 5.0 | N/A | |
Seating Capacity | 7 | 7 | 5 | 7 | |
Basic Warranty | 4 years or 50000 miles | 4 years or 50000 miles | 4 years or 50000 miles | 4 years or 50000 miles | |
Horsepower | 250 @ 5500 RPM | 247 HP | 235 @ 5000 RPM | 237 @ 5000 RPM | |
Engine | 4-Cyl, Drive-E, Turbo, 2.0 Liter | 4-Cyl, Drive-E, Turbo, 2.0 Liter | 4-Cyl, Turbo, 2.0 Liter | 4-Cyl, Turbo, 2.0 Liter | |
Drivetrain | FWD | AWD | FWD | FWD |
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At Volvo’s factory in Gothenburg, Sweden.
It’s a subscription service offered by Volvo. For example, a subscription to an XC90 Momentum starts at $750 per month, including insurance, maintenance, and roadside assistance. And subscribers can swap vehicles after a year.
Tow ratings are 5,000 pounds for the T5 with AWD, T6, and Recharge versions. Or 4,000 pounds for the front-drive T5.
Yes, the 2021 Volvo XC90 is a good car. Its Kelley Blue Book rating of 4.1 out of 5 is within 10% of our average rating.
Used 2021 Volvo XC90 prices currently range from $26,324 for the T5 Momentum Sport Utility 4D to $37,724 for the T8 R-Design Recharge Plug-In Hybrid Sport Utility 4D when purchasing from a dealership, depending on a range of factors like equipment, mileage, and condition.
The cheapest 2021 Volvo XC90 is the T5 Momentum Sport Utility 4D, with a Kelley Blue Book Fair Purchase Price of $26,324.
The 2021 Volvo XC90 is part of the 2nd-generation XC90, which our owners give an above-average reliability rating of 4 out of 5.