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2026 Hyundai Santa Cruz XRT Cost to Own
$55,784
A 2026 Hyundai Santa Cruz XRT has a 5-year cost-to-own of $55,784. After 5 years a 2026 Santa Cruz XRT will depreciate $21,178 and have a residual value of $21,772. During this time out-of-pocket expenses are expected to total $34,606.
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Higher Costs than Most
The 2026 Hyundai Santa Cruz XRT is in the bottom 76-100% for Cost to Own among all Mid-size Pickup Trucks.
2026 Hyundai Santa Cruz XRT 5-Year Depreciation: $21,178
2026 Hyundai Santa Cruz XRT
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5-Year Out of Pocket Expenses:$34,606
Fuel:
$11,545
Insurance:
$13,295
Financing:
$4,796
State Fees:
$3,126
Maintenance:
$1,167
Repairs:
$677
Total: $34,606
See New Car Incentives2026 Hyundai Santa Cruz XRT Cost to Own
5-Year Cost to Own includes out of pocket expenses like fuel, insurance, service & financing, plus the car's loss in value over time (depreciation).
5-Year Depreciation:$21,178
5-Year Out of Pocket Expenses:$34,606
5-Year Cost To Own$55,784
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Specifications
Dimensions, Weights & Capacities
Curb Weight | 4140 lbs. | ||
|---|---|---|---|
EPA Passenger | 101.8 cu.ft. | ||
EPA Total Interior | 101.8 cu.ft. | ||
Fuel Capacity | 17.7 gallons | ||
Front Head Room | 40.2 inches | ||
Front Leg Room | 41.4 inches | ||
Max Seating Capacity | 5 | ||
Minimum Ground Clearance | 8.6 inches | ||
Overall Length | 195.9 inches | ||
Front Shoulder Room | 57.7 inches | ||
Towing Capacity, Maximum | 5000 lbs. | ||
Turning Diameter | 39.6 feet | ||
Wheel Base | 118.3 inches | ||
Truck Bed Volume | 27 cu.ft. | ||
Bed Length | 4.00 feet | ||
Gross Vehicle Weight Rating (GVWR) | 5798 lbs. | ||
Width with mirrors | 75.0 inches |
Exterior
Alloy Wheels | Available | ||
|---|---|---|---|
Number of Doors | 4 doors | ||
Privacy Glass | Available | ||
Roof Rails | Available | ||
LED Headlights | Available |
Fuel Economy
City | 18 mpg | ||
|---|---|---|---|
Highway | 25 mpg | ||
Combined | 20 mpg |
Mechanical
Drivetrain | AWD | ||
|---|---|---|---|
Transmission Type | Automatic | ||
8 speed | Available | ||
Recommended Fuel | Regular | ||
Hill Descent Control | Available | ||
Hill Start Assist | Available |
Performance
Horsepower | 281 @ 5800 RPM | ||
|---|---|---|---|
Torque | 311 @ 1700 rpm | ||
Engine | 4-Cyl, Turbo, GDI, 2.5 Liter |
Warranty
Basic | 5 years / 60000 miles | ||
|---|---|---|---|
Powertrain | 10 years / 100000 miles | ||
Corrosion | 7 years / Unlimited miles |
2026 Hyundai Santa Cruz XRT Standard Features
Next Steps to Buying Smart
2026 Hyundai Santa Cruz
KBB.com Review
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2026 Hyundai Santa Cruz
KBB.com Consumer Reviews
4.5
Consumer Rating
40 ratings
Value
4.3
Performance
4.4
Quality
4.4
Comfort
4.6
Reliability
4.7
Styling
4.7
2026 Hyundai Santa Cruz XRT Safety
Safety Features & Technology
5.0
Crash Test Rating
Provided by the National Highway Traffic Safety Administration
Frontal Crash
5.0
Side Barrier
5.0
Rollover Rating
4.0
Side Crash
5.0
Compare to Similar Vehicles
![]() New 2026 Hyundai Santa Cruz XRT | ![]() New 2026 Ford F150 Regular Cab | ![]() New 2027 Nissan Frontier Crew Cab | ![]() New 2026 Ford Ranger SuperCrew | ||
|---|---|---|---|---|---|
| Price | $42,950 | $40,085 | $38,735 | $38,745 | |
| KBB.com Rating | N/A | 4.7 | 4.2 | 4.7 | |
| Consumer Rating | 4.5 | 4.2 | 4.5 | 4.1 | |
| Fuel Economy | City 18/Hwy 25/Comb 20 MPG | City 19/Hwy 25/Comb 21 MPG | City 19/Hwy 24/Comb 21 MPG | City 19/Hwy 24/Comb 21 MPG | |
| Fuel Type | Gas | Gas | Gas | Gas | |
5 Year Cost To Own 5-Year Cost to Own includes out of pocket expenses like fuel and insurance, plus the car’s loss in value over time (depreciation). | $55,784 | $57,005 | N/A | $54,273 | |
| Safety Rating | 5.0 | 5.0 | N/A | 4.0 | |
| Seating Capacity | 5 | 3 | 5 | 5 | |
| Basic Warranty | 5 years or 60000 miles | 3 years or 36000 miles | 3 years or 36000 miles | 3 years or 36000 miles | |
| Horsepower | 281 @ 5800 RPM | 325 @ 5000 RPM | 310 @ 6400 RPM | 270 @ 5500 RPM | |
| Engine | 4-Cyl, Turbo, GDI, 2.5 Liter | V6, EcoBoost, Twin Turbo, 2.7 Liter | V6, 3.8 Liter | 4-Cyl, EcoBoost, Turbo, 2.3 Liter | |
| Drivetrain | AWD | 2WD | 2WD | 4WD |
Other 2026 Hyundai Santa Cruz Trims
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