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HomeHyundaiHyundai Santa Cruz2024 Hyundai Santa Cruz
Cost to Own

2024 Hyundai Santa Cruz Cost to Own

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A 2024 Hyundai Santa Cruz will depreciate $11,930 after 5 years and have a 5-year residual value of $16,365. With out of pocket expenses at $31,785, the total Cost to Own of the 2024 Hyundai Santa Cruz is $43,715.

Style
Miles Driven / Year
Lower Costs than Most

The 2024 Hyundai Santa Cruz is in the top 11-25% for Cost to Own among all Mid-size Pickup Trucks.

5-Year Cost to Own: $43,715

What Does Cost to Own Include?

Fuel
Out of Pocket Expenses $31,785
5-year operating expenses like gas, insurance, interest, maintenance, repairs, and state fees.
See more details
Depreciation
Depreciation (Loss in Value) $11,930
The car's estimated loss in value from the purchase date over 5 years.
See more details

Out of Pocket + Depreciation = Cost to Own

When considering the cost of a car, it's important to look beyond the sticker price. Expenses like fuel, maintenance and insurance can add up quickly.

Sometimes a car with a higher initial price tag can actually save you money over the first five years of ownership. Understanding these differences can help you make a smarter financial decision and keep more money in your pocket.

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Cost to Own Comparison

5-Year Cost to Own includes out-of-pocket expenses like fuel, insurance, service & financing, plus the car's loss in value over time (depreciation).

2024 Hyundai Santa Cruz photo
2024 Hyundai Santa Cruz

Cost to Own: $43,715

MSRP: $28,295

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Compare Out of Pocket Expenses

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Hyundai Santa Cruz
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See Details
Total Out of Pocket Expenses
$31,785
-
-
Fuel
$6,369
-
-
Maintenance
$4,232
-
-
Insurance
$14,220
-
-
Repairs
$682
-
-
Financing
$3,351
-
-
State Fees
$2,931
-
-

Compare 5-Year Depreciation

2024 Hyundai Santa Cruz
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5-year Cost to Own Breakdown

2024 Hyundai Santa Cruz
Year 1
Year 2
Year 3
Year 4
Year 5
Total
Fuel
$1,353
$1,286
$1,248
$1,243
$1,239
$6,369
Insurance
$2,844
$2,844
$2,844
$2,844
$2,844
$14,220
Financing
$1,163
$929
$683
$424
$152
$3,351
State Fees
$2,128
$241
$213
$186
$163
$2,931
Maintenance
-
-
$861
$2,454
$917
$4,232
Repairs
-
-
-
-
$682
$682
Depreciation
$6,822
$1,606
$1,705
$870
$927
$11,930
Cost To Own
$14,310
$6,906
$7,554
$8,021
$6,924
$43,715
2024 Hyundai Santa Cruz Cost to Own
5-Year Cost to Own includes out of pocket expenses like fuel, insurance, service & financing, plus the car’s loss in value over time (depreciation).
5-Year Depreciation:$11,930
5-Year Out of Pocket Expenses:$31,785
5-Year Cost to Own:$43,715
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FAQs

As of June 2025 insuring a Hyundai Santa Cruz 2024 will cost approximately $14,220 dollars to insure per year, or $1,185 dollars per month. This amount can vary depending on factors like the age of the driver, driving record, credit rating, location of insured vehicle, vehicle trim and the company providing the insurance. For more information on insuring your vehicle, check out Kelley Blue Book.

As of June 2025 average annual maintenance costs for a Hyundai Santa Cruz 2024 run about $846 dollars, totaling approximately $4,232 dollars over five years.

As of June 2025 average annual depreciation for a Hyundai Santa Cruz 2024 runs about $2,386 dollars, totaling approximately $11,930 dollars over five years. It's worth noting that new vehicles depreciate most rapidly in the first couple years after purchase and that rate slows over time.

A Hyundai Santa Cruz 2024 can be expected to depreciate around $11,930 dollars over the course of 5 years, averaging $2,386 dollars per year, with the most dramatic depreciation occurring in the first 2-3 years and tapering off thereafter. Factors impacting the depreciation value of the 2024 Hyundai include vehicle age, mileage, make and model, accident history, market demand, service history, and external market factors like gas prices. For a more detailed breakdown of vehicle value, check with the experts at Kelley Blue Book.

Average annual maintenance costs for a Hyundai Santa Cruz 2024 run about $846 dollars or $4,232 dollars over the span of 5 years. For a more detailed cost breakdown, check out Kelley Blue Book's car maintenance pages for the 2024 Hyundai.

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