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Cost to Own

2026 Honda CR-V Cost to Own

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A 2026 Honda CR-V will depreciate $11,507 after 5 years and have a 5-year residual value of $20,863. With out of pocket expenses at $32,735, the total Cost to Own of the 2026 Honda CR-V is $44,242.

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Miles Driven / Year
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Average Costs

The 2026 Honda CR-V is in the middle 26-75% for Cost to Own among all Compact SUV/Crossovers.

5-Year Cost to Own: $44,242

What Does Cost to Own Include?

Fuel
Out of Pocket Expenses $32,735
5-year operating expenses like gas, insurance, interest, maintenance, repairs, and state fees.
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Depreciation
Depreciation (Loss in Value) $11,507
The car's estimated loss in value from the purchase date over 5 years.
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Out of Pocket + Depreciation = Cost to Own

When considering the cost of a car, it's important to look beyond the sticker price. Expenses like fuel, maintenance and insurance can add up quickly.

Sometimes a car with a higher initial price tag can actually save you money over the first five years of ownership. Understanding these differences can help you make a smarter financial decision and keep more money in your pocket.

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Cost to Own Comparison

5-Year Cost to Own includes out-of-pocket expenses like fuel, insurance, service & financing, plus the car's loss in value over time (depreciation).

2026 Honda CR-V photo
2026 Honda CR-V

Cost to Own: $44,242

MSRP: $32,370

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Compare Out of Pocket Expenses

New 2026
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Honda CR-V
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Total Out of Pocket Expenses
$32,735
-
-
Fuel
$5,877
-
-
Maintenance
$6,347
-
-
Insurance
$12,195
-
-
Repairs
$1,667
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-
Financing
$4,151
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-
State Fees
$2,498
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-

Compare 5-Year Depreciation

2026 Honda CR-V
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5-year Cost to Own Breakdown

2026 Honda CR-V
Year 1
Year 2
Year 3
Year 4
Year 5
Total
Fuel
$1,269
$1,167
$1,144
$1,147
$1,150
$5,877
Insurance
$2,439
$2,439
$2,439
$2,439
$2,439
$12,195
Financing
$1,440
$1,150
$846
$526
$189
$4,151
State Fees
$2,374
$31
$31
$31
$31
$2,498
Maintenance
$715
$1,352
$715
$2,850
$715
$6,347
Repairs
-
-
$385
$641
$641
$1,667
Depreciation
$5,025
$2,403
$2,201
$1,263
$615
$11,507
Cost To Own
$13,262
$8,542
$7,761
$8,897
$5,780
$44,242
2026 Honda CR-V Cost to Own
5-Year Cost to Own includes out of pocket expenses like fuel, insurance, service & financing, plus the car’s loss in value over time (depreciation).
5-Year Depreciation:$11,507
5-Year Out of Pocket Expenses:$32,735
5-Year Cost to Own:$44,242
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FAQs

As of September 2026 insuring a Honda CR-V 2026 will cost approximately $12,195 dollars to insure per year, or $1,016 dollars per month. This amount can vary depending on factors like the age of the driver, driving record, credit rating, location of insured vehicle, vehicle trim and the company providing the insurance. For more information on insuring your vehicle, check out Kelley Blue Book.

As of September 2026 average annual maintenance costs for a Honda CR-V 2026 run about $1,269 dollars, totaling approximately $6,347 dollars over five years.

As of September 2026 average annual depreciation for a Honda CR-V 2026 runs about $2,301 dollars, totaling approximately $11,507 dollars over five years. It's worth noting that new vehicles depreciate most rapidly in the first couple years after purchase and that rate slows over time.

A Honda CR-V 2026 can be expected to depreciate around $11,507 dollars over the course of 5 years, averaging $2,301 dollars per year, with the most dramatic depreciation occurring in the first 2-3 years and tapering off thereafter. Factors impacting the depreciation value of the 2026 Honda include vehicle age, mileage, make and model, accident history, market demand, service history, and external market factors like gas prices. For a more detailed breakdown of vehicle value, check with the experts at Kelley Blue Book.

Average annual maintenance costs for a Honda CR-V 2026 run about $1,269 dollars or $6,347 dollars over the span of 5 years. For a more detailed cost breakdown, check out Kelley Blue Book's car maintenance pages for the 2026 Honda.

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