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2020 Cadillac XT4

Used 2020 Cadillac XT4

4.3
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4.4
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2025
2020
Fuel Economy
26 combined mpg
Horsepower
237 hp
Seating
5
Cargo Volume
48.9 cu ft
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2020 Cadillac XT4 Review

Colin Ryan

Updated May 30, 2025

Colin Ryan specializes in writing about new cars. He has done this for the Los Angeles Times, Variety, Kelley Blue Book, Autotrader, Popular Mechanics, Mazda and Lexus customer magazines, plus a bunch of enthusiast sites and publications. And he spent several years as a staff writer at BBC Top Gear magazine. During this zig-zag of a career trajectory, he has driven everything from budget Malaysian hatchbacks (yes, they exist) to scarily expensive Italian exotica.

Pros

A BMW X3 might be too big and too costly, but the BMW X1 is a tad undersized in your view. A new XT4 could be an ideal fit. And perhaps you’re from a family of Chevy fans and want to step up to the next level.

Cons

You believe that the whole point of owning a luxury car is to ride around in a status symbol. Justifiable or not, the Cadillac crest adorning the finest American luxury vehicles doesn’t carry the same prestige as those badges from Germany’s contenders.

What's New?

The previously optional forward-collision mitigation with pedestrian detection and automatic emergency braking are now standard in the 2020 XT4, plus upgraded front brake discs and a “jog” capability added to the infotainment controller. Spare wheels are now optional; a tire-inflation kit becomes standard. Versions with all-wheel drive get a new gear selector and a new “Off Road” driving mode.

The entry-level Luxury trim also gains the Safety Alert Seat (hazard warnings that can be felt, for when the driver isn’t looking at the instrument cluster). Premium Luxury receives a hands-free power tailgate. An Active Sport Suspension is offered in Sport trim, now with a choice of 18-inch or 20-inch alloy wheels. And a Bose audio upgrade becomes available for all trim levels.

#7 in Best Small Luxury SUVs of 2020

Top 10 Features of the 2020 Cadillac XT4

#1. Between-classes size could be ideal
The XT4 carves its niche between subcompact and compact crossovers, making it ideal for city driving yet still able to accommodate tall passengers in the rear seats.

#2. Great engine
The 2020 XT4 has a turbocharged, 2.0-liter 4-cylinder engine with a fuel-saving start/stop function. But the XT4’s refined example also has cylinder deactivation, enabling 29 mpg on the highway with all-wheel drive.

#3. Nine-speed automatic transmission
Another contributor to the 2020 XT4’s useful fuel economy. The highest gear enables low engine speeds on the freeway, yet the XT4 can still pull away from a standstill with some punch.

#4. Affordability
The Mercedes-Benz GLB-Class, another category-straddling premium crossover, starts at around $1,000 more than the well-equipped 2020 XT4. The smaller BMW X1 is in a similar financial ballpark.

#5. Rearview camera mirror
Instead of merely reflecting what’s behind the XT4, this clever little optional feature shows what a rear-facing camera is seeing. The result is an image unobstructed by rear pillars or passengers.

#6. Technology
Wi-Fi and Apple CarPlay/Android Auto smartphone integration are both standard in the 2020 XT4. So is forward collision mitigation with automatic emergency braking.

#7. Safety Alert Seat
Any piece of technology that improves safety is always good. This standard item vibrates the driver’s seat cushion when the XT4’s cameras and sensors detect the likelihood of an accident.

#8. Four USB ports
Two up front, two for the rear passengers.

#9. Teen Driver system
Allows XT4 owners to program a key fob that initiates a set of pre-selected limits, such as road speed and audio volume. It also ensures that every occupant uses their seat belt.

#10. Active Sport Suspension
Standard in the Sport trim, which is one of two identically priced variants above the base model, this setup exploits the XT4’s inherently good driving dynamics even further.

 

Overview

The 2020 Cadillac XT4 is a small-ish premium-crossover SUV. We say “ish” because it’s not as big as the compact Mercedes-Benz GLC-Class, for example, but slightly larger than the subcompact Mercedes-Benz GLA-Class. This splitting of niches at least gives the XT4 an attribute that might make it more compelling, although the new generation of Audi Q3 is bigger than its predecessor, and Mercedes has launched the GLB.

As well as size, the 2020 XT4 sits between price brackets as well. And that’s part of Cadillac’s overall appeal. The company’s creations come with plenty of equipment, excellent suspensions and what might be considered attractive looks for less than something comparable from Germany.

2020 Cadillac XT4 Pricing

2020 Cadillac XT4 pricing starts at $18,905 for the XT4 Luxury Sport Utility 4D, which had a starting MSRP of $36,690 when new. The range-topping 2020 XT4 Sport SUV 4D starts at $21,351 today, originally priced from $40,790.

Original MSRP
KBB Fair Purchase Price (national avg.)
$36,690
$18,905
$40,790
$19,685
$40,790
$21,351

The Kelley Blue Book Fair Purchase Price for any individual used vehicle can vary greatly according to mileage, condition, location, and other factors. The prices here reflect what buyers are currently paying for used 2020 Cadillac XT4 models in typical condition when purchasing from a dealership. These prices are updated weekly.

Driving the Cadillac XT4

Driving the Cadillac XT4 is easy. Ride quality is really good for the class. The turbocharged engine’s maximum thrust chimes in from just above idle right up to 4,000 rpm, with plenty of punch remaining for another 1,000 rpm beyond that. Zipping away from standstill, darting through traffic and overtaking are all made more enjoyable by the presence of a smooth-shifting 9-speed automatic transmission.

With the optional all-wheel-drive (AWD) system, the driver can now toggle through four settings: Touring (front-wheel drive/FWD-only), AWD (AWD on demand), Off Road (AWD) and Sport/full-time AWD (full-time AWD with sharper changes to transmission shift points, steering feel and the optional Active Sport Suspension). On tricky surfaces in the AWD modes, close to 100 percent of available torque can be sent to the wheel or wheels with the best traction. Front-drive versions of this little Caddy crossover SUV offer a 3-mode setup that includes Sport mode.

The brakes bite early, but their action quickly becomes second nature. Steering response is rewarding (especially in Sport mode), and the vehicle’s weight has no problem keeping up with quick changes of direction. As a parking and U-turn bonus, the XT4 is capable of turning in a tidy 38-foot-diameter circle.

RELATED: Best Small Luxury SUVs of 2020

Interior Comfort

The cabin design of the XT4 is businesslike rather than indulgent or adventurous. That’s cool. The front seats are supportive without being too firm or constricting and the driving position is excellent, even for taller drivers. The outward view is also good, making it easy to change lanes, maneuver through tangled big-city traffic and park without ever having to wonder where the vehicle’s corners are.

Rear-passenger space can accommodate 6-foot-plus adults as long as the occupants up front don’t need to slide their seats all the way back. Behind these rear seats, cargo space is a roomy 22.5 cubic feet. Fold them down flat to create an area of 48.9 cubic feet.

The Cadillac User Experience system deploys an 8-inch high-definition touch screen and a controller knob on the center console that makes it easy to navigate audio, phone, navigation (if available), and other infotainment systems. Four USB ports come as standard.

Exterior Styling

The challenge was to translate Cadillac’s design language (which arguably works well with the company’s sedan’s) onto a small(ish) crossover SUV. Given the wild popularity of crossover SUVs in relation to their aesthetic talents, perhaps many buyers put looks low on their priorities. That said, the Cadillac XT4 has as much upscale presence as it can muster for its size.

The signature-style headlight and taillight treatments (including Cadillac Easter eggs within both, and clear taillight lenses on the XT4 Sport models) are probably the most interesting aspects. The most practical exterior styling move comes from the grille, which contributes to efficient cooling and a 3,500-pound towing capacity.

Favorite Features

NOTABLE DRIVETRAIN SYNERGY
Sometimes, all the propulsion hardware comes together in a particularly pleasing way: the amount and delivery of power, the sweet transmission and the all-wheel-drive system (when selected, which we recommend in this instance). The Cadillac XT4 is one of those times.

NOTABLE STRUCTURAL SYNERGY
And sometimes all the other major aspects harmonize as well. For example, the XT4’s excellent suspension (made possible in part by a super-rigid body structure) is confidence-inspiring on twisting roads, tranquil over fresh tarmac and unfazed by rough surfaces.

Standard Features

Entry-level 2020 XT4 models come with 18-inch alloy wheels, LED headlights/daytime running lights/taillights, dual-zone automatic climate control, heated side mirrors, rear parking sensors, 8-way power-adjustable driver’s seat/6-way power-adjustable front-passenger seat, simulated leather upholstery, leather-wrapped steering wheel, selectable driving modes, Wi-Fi, Apple CarPlay/Android Auto smartphone integration, plus the aforementioned forward-collision mitigation and Safety Alert Seat.

However, we recommend considering at least the XT4 in Premium Luxury trim, which adds the hands-free power tailgate, roof rails, self-dimming mirrors, rain-sensing wipers, lane-keeping assistance, blind-spot monitoring with rear cross-traffic alert, front parking sensors, and ambient cabin lighting. After that, it depends on how much a buyer would like to spend.

Factory Options

All versions of the 2020 XT4 are eligible for all-wheel drive, 20-inch alloy wheels, sunroof, navigation, Bose audio upgrade, rear-seat DVD system, trailer package, and a Cold Weather package that includes front/rear (outboard) heated seats and a heated steering wheel.

Premium Luxury and Sport models may also be ordered with an Enhanced Visibility Package (rearview camera, 360-degree camera system and self-parking), head-up display, leather seating surfaces, power-adjustable steering column, wireless charging, and a Driver Assist package (including forward/reverse automatic braking and adaptive cruise control).

The Sport trim offers an Active Sport Suspension that monitors road conditions continuously and can make 500 damping adjustments every second.

Engine & Transmission

A turbocharged 2.0-liter 4-cylinder engine motivates the Cadillac XT4 with a respectable 237 horsepower (the BMW X1 has 228), while the 9-speed automatic transmission supplies a useful spread of ratios. First gear is short for easy parking-lot maneuvers and moving quickly off the line, while top gear keeps the engine speed low on freeways, resulting in impressive fuel consumption.

2.0-liter turbocharged inline-4
237 horsepower @ 5,000 rpm
258 lb-ft of torque @ 1,500-4,000 rpm
EPA city/highway fuel economy: 24/30 mpg (FWD), 22/29 mpg (AWD)


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New Cadillac XT4 Deals and Incentives

APR

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CASH

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LEASE

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2020 Cadillac XT4
KBB.com Consumer Reviews

4.4
Consumer Rating
Based on 33 Consumer Reviews
Write a Review
85%Recommend this vehicle
5
73%
5
73%
4
9%
4
9%
3
6%
3
6%
2
6%
2
6%
1
6%
1
6%
Value
4.2
Performance
4.4
Quality
4.4
Comfort
4.4
Reliability
4.7
Styling
4.9

Trending Topics in KBB.com Consumer Reviews

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2020 Cadillac XT4 Styles

Style
Price
Combined Fuel Economy
Horsepower
Seating
Cargo Capacity
Engine
Towing Capacity
Curb Weight
Drivetrain
Luxury Sport Utility 4D
$18,905
26 MPG
237 @ 5000 RPM
5
48.9 cu ft
4-Cyl, Turbo, 2.0 Liter
3500 lbs
3660 lbs
FWD
Premium Luxury Sport Utility 4D
$19,685
26 MPG
237 @ 5000 RPM
5
48.9 cu ft
4-Cyl, Turbo, 2.0 Liter
3500 lbs
3691 lbs
FWD
Sport SUV 4D
$21,351
26 MPG
237 @ 5000 RPM
5
48.9 cu ft
4-Cyl, Turbo, 2.0 Liter
3500 lbs
3710 lbs
FWD
See Full Specs for All 2020 Cadillac XT4 Styles
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2020 Cadillac XT4 Depreciation

A 2020 Cadillac XT4 has depreciated $17,265 or 50% in the last 3 years and has a current resale value of $16,611 and trade-in value of $14,749.

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2020 Cadillac XT4
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2020 Cadillac XT4 Annual Depreciation

Year
Vehicle Depreciation*
Resale Value
Trade-In Value
2022
+ $43
$33,876
$30,192
2023
$6,460
$27,416
$24,535
2024
$6,802
$20,614
$17,732
Now
$4,003
$16,611
$14,749
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2-Year Forecasted Depreciation

*Depreciation for the last 12 months of the private party resale value.

2020 Cadillac XT4 Depreciation

Annual Depreciation is an estimation of what your vehicle's value might be over time based on an average of similar vehicles. Estimations are calculated by comparing Kelley Blue Book Private Party Values of vehicles similar to yours over time, as well as forecasts from Manheim Auction data comparing current and projected auction values against current Kelley Blue Book Private Party and Trade-In Values. This is not a guarantee of actual depreciation. Local weather conditions, market factors and driver performance will also impact your vehicle's actual depreciation.


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Specifications

Dimensions, Weights & Capacities

Curb Weight
3660 lbs.
EPA Passenger
101.3 cu.ft.
Fuel Capacity
15.9 gallons
Front Head Room
39.4 inches
Front Leg Room
44.1 inches
Max Seating Capacity
5
Overall Length
181.1 inches
Front Shoulder Room
57.0 inches
Towing Capacity, Maximum
3500 lbs.
Trunk or Cargo Capacity
48.9 cu.ft.
Turning Diameter
38.0 feet
Wheel Base
109.4 inches
Gross Vehicle Weight Rating (GVWR)
4960 lbs.
Width with mirrors
83.5 inches

Exterior

Alloy Wheels
Available
Moon Roof/Sun Roof
Available
Number of Doors
4 doors
Privacy Glass
Available
Roof Rails
Available
LED Headlights
Available

Fuel Economy

City
24 mpg
Highway
30 mpg
Combined
26 mpg

Mechanical

Drivetrain
FWD
Transmission Type
Automatic
9 speed
Available
Recommended Fuel
Premium
Hill Start Assist
Available
Parking Assist System
Available

Performance

Horsepower
237 @ 5000 RPM
Torque
258 @ 1500 rpm
Engine
4-Cyl, Turbo, 2.0 Liter

Warranty

Basic
4 years / 50000 miles
Powertrain
6 years / 70000 miles
Corrosion
6 years / 100000 miles

Comfort & Convenience

  • Climate Control Air Conditioning
  • Heated Steering Wheel
  • Integrated Garage Door Opener

Entertainment

  • DVD Entertainment System
  • Premium Radio
  • Satellite Radio

Interior

  • Leather-Wrapped Steering Wheel
  • Power Windows
  • Rear Window Defroster
  • Power Outlet
  • Steering Wheel Controls
  • Tilt Steering Wheel
  • Tilt/Telescoping Steering Wheel

Seating

  • Folding Rear Seat
  • Heated Seats
  • Heated Rear Seats
  • Dual Power Front Seats
  • Power Driver's Seat

Security

  • Alarm System

Technology

  • Bluetooth Wireless Technology
  • Cruise Control
  • Hands Free Phone
  • Navigation System
  • Internet Access
  • Proximity Sensing Keyless Entry
  • Remote Engine Start
  • Smartphone Interface
  • USB Port
  • Voice Recognition System
  • Real-Time Traffic Information

2020 Cadillac XT4 Safety

2020 Cadillac XT4 Safety Technology

  • Child Door Locks
  • Child Seat Anchors
  • Driver Airbag
  • Passenger Airbag
  • Stability Control
  • Traction Control
  • Collision Warning System
  • Collision Warning System with Auto Brake
  • Driver Knee Airbag
  • Front Head Curtain Airbag
  • Front Knee Airbag
  • Front Side Airbag
  • Parental Control System
  • Rear Head Curtain Airbag
  • Rear Parking Sensors
  • Rear View Camera
5.0

Crash Test Rating

Provided by the National Highway Traffic Safety Administration
Frontal Crash
4.0
Side Barrier
5.0
Rollover Rating
4.0
Side Crash
5.0

Compare to Similar Vehicles

Used 2020
Cadillac XT4
Used 2020
Honda CR-V
Used 2020
Mercedes-Benz GLB
New 2025
Cadillac XT4
See Details
Price
$18,905
$20,163
$24,751
$41,990
KBB.com Rating
4.3
4.8
4.6
3.8
Consumer Rating
4.4
4.0
4.2
4.4
Fuel Economy
City 24/Hwy 30/Comb 26 MPG
City 27/Hwy 32/Comb 29 MPG
City 23/Hwy 31/Comb 26 MPG
City 24/Hwy 29/Comb 26 MPG
Fuel Type
Gas
Gas
N/A
Gas
5 Year Cost To Own
5-Year Cost to Own includes out of pocket expenses like fuel and insurance, plus the car’s loss in value over time (depreciation).
N/A
N/A
N/A
$61,563
Safety Rating
5.0
5.0
N/A
N/A
Seating Capacity5575
Basic Warranty
4 years or 50000 miles
3 years or 36000 miles
4 years or 50000 miles
4 years or 50000 miles
Horsepower
237 @ 5000 RPM
190 @ 5600 RPM
221 @ 5500 RPM
235 @ 5000 RPM
Engine
4-Cyl, Turbo, 2.0 Liter
4-Cyl, Turbo, 1.5 Liter
4-Cyl, Turbo, 2.0 Liter
4-Cyl, Turbo, 2.0 Liter
Drivetrain
FWD
AWD
AWD
FWD

2020 Cadillac XT4 Rankings

More Cadillac XT4 News & Information

General
Cadillac to Discontinue XT4 SUV

Cadillac will end production of its XT4 subcompact SUV in January with no replacement planned, the automaker has confirmed. The…

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2024 Cadillac XT4 Gets 33-Inch Screen, More Glam

Every 2024 Cadillac XT4 compact luxury SUV will get a screen with measurements that make it sound like a television.…

Sean Tucker March 28, 2023

FAQs

Is the 2020 Cadillac XT4 a good vehicle?

Yes, the 2020 Cadillac XT4 is a good car, as reflected by its above-average Kelley Blue Book rating of 4.3 out of 5.

What is the MPG for a 2020 Cadillac XT4?

The 2020 Cadillac XT4 is rated to return city/highway fuel economy of 24/30 mpg.

How much should a 2020 Cadillac XT4 cost?

Used 2020 Cadillac XT4 prices currently range from $18,905 for the Luxury Sport Utility 4D to $21,351 for the Sport SUV 4D when purchasing from a dealership, depending on a range of factors like equipment, mileage, and condition.

What's the cheapest Cadillac XT4?

The cheapest 2020 Cadillac XT4 is the Luxury Sport Utility 4D, with a Kelley Blue Book Fair Purchase Price of $18,905.

Is the 2020 Cadillac XT4 reliable?

The 2020 Cadillac XT4 is part of the 1st-generation XT4, which our owners give an above-average reliability rating of 4.7 out of 5.

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