10 Best Used Car Deals in January 2026

Buying a used car is a clever way to save money. For shoppers looking to stay within a budget, buying used can result in significant savings due to a lower price or APR when compared to buying new. If you are considering a certified pre-owned (CPO) car, there are also the added benefits of getting a vehicle that has been given a multipoint inspection and has a full maintenance history and CPO warranty.

The deals for this month offer something different for everyone, with a mix of sedans and SUVs from a range of manufacturers. Here are the 10 best deals available for January, some of which cover most of a manufacturer’s CPO inventory and not just one specific model.

Be sure to check for availability in your area before heading to the dealership, since CPO deals may vary by region.

Here are the best used car deals in January.

1. 2021-2026 Honda Accord

2023 Honda Accord Hybrid — Photo: Guy Spangenberg

Current offer: 1.49% APR financing
Expires: 3/2/2026

See certified Honda Accord listings near you

The Honda Accord is known for its safety, reliability, spacious cabin, and engaging driving dynamics, as well as its exceptional safety scores and high resale value. The Honda Accord was also a Kelley Blue Book Best Buy Award winner. This deal on HondaTrue Certified models also applies to the HR-V, CR-V, and Pilot, and has a 60-month term.

2. 2021-2025 Acura TLX

2024 Acura TLX A Spec in blue parked in front of a building.

Current offer: 1.49% APR financing
Expires: 3/2/2026

See certified Acura TLX listings near you

With an excellent reputation for reliability and strong resale values, the Acura TLX impresses with its drivability, amount of standard equipment, and outstanding sound system. It also has a lower starting price than its competitors. This month’s CPO deal also applies to Acura Precision Certified ADX and RDX SUVs. The loan term is 60 months.

3. 2024-2025 Mazda CX-70

Current offer: 2.99% APR financing
Expires: 2/2/2026

See certified Mazda CX-70 listings near you

If you’re looking for a sporty and stylish midsize SUV with an upscale interior and seating for five, then consider the Mazda CX-70. The CX-70 is essentially the CX-90 without the third row of seats, allowing more room for cargo. This month’s deal also applies to the CX-90, as well as the PHEV versions of both SUVs. The contract term is 60 months, and no down payment is required.

4. 2019-2025 Toyota Camry

Current offer: 4.99% APR financing
Expires: 3/2/2026

See certified Toyota Camry listings near you

Reliability, a spacious cabin, and strong resale value keep the Toyota Camry at the top of its game. Car shoppers looking to save money on a midsize sedan with good fuel economy and a comfortable interior should check out a Gold Certified Pre-Owned Camry. The deal this month applies to select Gold Certified CPO Toyota models in addition to the Camry.

5. 2020-2025 Subaru Crosstrek

2025 Subaru Crosstrek with hills in the background.

Current offer: 4.29% APR financing
Expires: 3/2/2026

See certified Subaru Crosstrek listings near you

If you are looking for a subcompact SUV that’s affordable, fuel efficient, loaded with safety tech, and stands out from the crowd, then the Subaru Crosstrek may be what you need. All-wheel drive (AWD) is standard, as is 8.7 inches of ground clearance. Plus, off-road features like X-Mode enable the Crosstrek to take on off-pavement adventures. This month’s offer applies to select Subaru CPO models in addition to the Crosstrek.

6. 2020-2025 Lexus ES

Current offer: 4.99% APR financing
Expires: 3/2/2026

See certified Lexus ES listings near you

If you’re looking for a premium midsize sedan that’s luxurious and known for superior build quality, the Lexus ES might be the right choice. The ES offers a spacious cabin and a slew of standard features, all for an affordable price. The loan term is for up to 72 months, and no down payment is required.

7. 2022-2024 Mercedes-Benz C-Class

Current offer: 3.99% APR financing
Expires: 2/2/2026

See certified Mercedes-Benz C-Class listings near you

Elegant and easily maneuverable, the Mercedes-Benz C-Class is the perfect size for city driving yet also engaging on road trips. It’s equipped with lots of safety and driver-assist technology, which makes driving less taxing. The loan term is 36 months. The offer this month also applies to the E-Class, EQB-Class, and GLC-Class. If you’ve been considering the electric EQS sedan, it’s available at 2.99% APR.

8. 2020-2025 Ford Escape

Current offer: 4.49% APR financing
Expires: 3/31/2026

See certified Ford Escape listings near you

The Ford Escape offers modern tech features, decent fuel economy, and pleasing driving manners. Although it’s considered a compact SUV, it has a spacious interior with above-average cargo space. This month’s offer is good on all Ford Gold, EV, and Blue Certified vehicles in addition to the Escape. The contract term is 60 months.

9. 2022-2024 BMW 3 Series

Current offer: 2.99% APR financing
Expires: 2/2/2026

See certified BMW 3 Series listings near you

This month, BMW is offering 2.99% on many of its CPO models, including the 3 Series. This compact sports sedan has engaging driving manners, an upscale interior, and is equipped with the latest technology and safety features. The contract length is for up to 72 months.

10. 2020-2025 Lincoln Corsair

2024 Lincoln Corsair Grand Touring in front of building.

Current offer: 2.49% APR financing
Expires: 2/2/2026

See certified Lincoln Corsair listings near you

The Lincoln Corsair is a handsome compact luxury SUV with an exceptionally quiet cabin, smooth handling, and decent fuel economy. This finance offer applies to all 2020-2025 Lincoln CPO models, including Black Label, and the contract term is for up to 48 months.