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Cost to Own

2026 Mitsubishi Eclipse Cross Cost to Own

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A 2026 Mitsubishi Eclipse Cross will depreciate $17,853 after 5 years and have a 5-year residual value of $11,847. With out of pocket expenses at $24,405, the total Cost to Own of the 2026 Mitsubishi Eclipse Cross is $42,258.

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Miles Driven / Year
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Among the Best

The 2026 Mitsubishi Eclipse Cross is in the top 10% for Cost to Own among all Compact SUV/Crossovers.

5-Year Cost to Own: $42,258

What Does Cost to Own Include?

Fuel
Out of Pocket Expenses $24,405
5-year operating expenses like gas, insurance, interest, maintenance, repairs, and state fees.
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Depreciation
Depreciation (Loss in Value) $17,853
The car's estimated loss in value from the purchase date over 5 years.
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Out of Pocket + Depreciation = Cost to Own

When considering the cost of a car, it's important to look beyond the sticker price. Expenses like fuel, maintenance and insurance can add up quickly.

Sometimes a car with a higher initial price tag can actually save you money over the first five years of ownership. Understanding these differences can help you make a smarter financial decision and keep more money in your pocket.

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Cost to Own Comparison

5-Year Cost to Own includes out-of-pocket expenses like fuel, insurance, service & financing, plus the car's loss in value over time (depreciation).

2026 Mitsubishi Eclipse Cross photo
2026 Mitsubishi Eclipse Cross

Cost to Own: $42,258

MSRP: $29,700

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Compare Out of Pocket Expenses

New 2026
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Mitsubishi Eclipse Cross
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Total Out of Pocket Expenses
$24,405
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Fuel
$6,035
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-
Maintenance
-
-
-
Insurance
$12,820
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-
Repairs
-
-
-
Financing
$3,328
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State Fees
$2,222
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Compare 5-Year Depreciation

2026 Mitsubishi Eclipse Cross
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5-year Cost to Own Breakdown

2026 Mitsubishi Eclipse Cross
Year 1
Year 2
Year 3
Year 4
Year 5
Total
Fuel
$1,489
$1,154
$1,127
$1,127
$1,138
$6,035
Insurance
$2,564
$2,564
$2,564
$2,564
$2,564
$12,820
Financing
$1,158
$923
$677
$420
$150
$3,328
State Fees
$2,098
$31
$31
$31
$31
$2,222
Maintenance
-
-
-
-
-
-
Repairs
-
-
-
-
-
-
Depreciation
$9,411
$2,944
$2,473
$1,634
$1,391
$17,853
Cost To Own
$16,720
$7,616
$6,872
$5,776
$5,274
$42,258
2026 Mitsubishi Eclipse Cross Cost to Own
5-Year Cost to Own includes out of pocket expenses like fuel, insurance, service & financing, plus the car’s loss in value over time (depreciation).
5-Year Depreciation:$17,853
5-Year Out of Pocket Expenses:$24,405
5-Year Cost to Own:$42,258
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FAQs

As of November 2026 insuring a Mitsubishi Eclipse Cross 2026 will cost approximately $12,820 dollars to insure per year, or $1,068 dollars per month. This amount can vary depending on factors like the age of the driver, driving record, credit rating, location of insured vehicle, vehicle trim and the company providing the insurance. For more information on insuring your vehicle, check out Kelley Blue Book.

As of November 2026 average annual depreciation for a Mitsubishi Eclipse Cross 2026 runs about $3,570 dollars, totaling approximately $17,853 dollars over five years. It's worth noting that new vehicles depreciate most rapidly in the first couple years after purchase and that rate slows over time.

A Mitsubishi Eclipse Cross 2026 can be expected to depreciate around $17,853 dollars over the course of 5 years, averaging $3,570 dollars per year, with the most dramatic depreciation occurring in the first 2-3 years and tapering off thereafter. Factors impacting the depreciation value of the 2026 Mitsubishi include vehicle age, mileage, make and model, accident history, market demand, service history, and external market factors like gas prices. For a more detailed breakdown of vehicle value, check with the experts at Kelley Blue Book.

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