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Cost to Own

2024 Kia Seltos Cost to Own

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A 2024 Kia Seltos will depreciate $14,893 after 5 years and have a 5-year residual value of $10,972. With out of pocket expenses at $32,977, the total Cost to Own of the 2024 Kia Seltos is $47,870.

Style
Miles Driven / Year
Lower Costs than Most

The 2024 Kia Seltos is in the top 11-25% for Cost to Own among all Subcompact SUV/Crossovers.

5-Year Cost to Own: $47,870

What Does Cost to Own Include?

Fuel
Out of Pocket Expenses $32,977
5-year operating expenses like gas, insurance, interest, maintenance, repairs, and state fees.
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Depreciation
Depreciation (Loss in Value) $14,893
The car's estimated loss in value from the purchase date over 5 years.
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Out of Pocket + Depreciation = Cost to Own

When considering the cost of a car, it's important to look beyond the sticker price. Expenses like fuel, maintenance and insurance can add up quickly.

Sometimes a car with a higher initial price tag can actually save you money over the first five years of ownership. Understanding these differences can help you make a smarter financial decision and keep more money in your pocket.

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Cost to Own Comparison

5-Year Cost to Own includes out-of-pocket expenses like fuel, insurance, service & financing, plus the car's loss in value over time (depreciation).

2024 Kia Seltos photo
2024 Kia Seltos

Cost to Own: $47,870

MSRP: $25,865

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Compare Out of Pocket Expenses

New 2024
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Kia Seltos
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See Details
Total Out of Pocket Expenses
$32,977
-
-
Fuel
$5,373
-
-
Maintenance
$4,561
-
-
Insurance
$15,060
-
-
Repairs
$708
-
-
Financing
$3,823
-
-
State Fees
$3,452
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-

Compare 5-Year Depreciation

2024 Kia Seltos
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5-year Cost to Own Breakdown

2024 Kia Seltos
Year 1
Year 2
Year 3
Year 4
Year 5
Total
Fuel
$1,140
$1,084
$1,053
$1,050
$1,046
$5,373
Insurance
$3,012
$3,012
$3,012
$3,012
$3,012
$15,060
Financing
$1,318
$1,058
$782
$489
$176
$3,823
State Fees
$2,220
$382
$327
$281
$242
$3,452
Maintenance
$610
$960
$614
$1,763
$614
$4,561
Repairs
-
-
-
-
$708
$708
Depreciation
$8,032
$2,050
$1,610
$1,700
$1,501
$14,893
Cost To Own
$16,332
$8,546
$7,398
$8,295
$7,299
$47,870
2024 Kia Seltos Cost to Own
5-Year Cost to Own includes out of pocket expenses like fuel, insurance, service & financing, plus the car’s loss in value over time (depreciation).
5-Year Depreciation:$14,893
5-Year Out of Pocket Expenses:$32,977
5-Year Cost to Own:$47,870
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FAQs

As of July 2025 insuring a Kia Seltos 2024 will cost approximately $15,060 dollars to insure per year, or $1,255 dollars per month. This amount can vary depending on factors like the age of the driver, driving record, credit rating, location of insured vehicle, vehicle trim and the company providing the insurance. For more information on insuring your vehicle, check out Kelley Blue Book.

As of July 2025 average annual maintenance costs for a Kia Seltos 2024 run about $912 dollars, totaling approximately $4,561 dollars over five years.

As of July 2025 average annual depreciation for a Kia Seltos 2024 runs about $2,978 dollars, totaling approximately $14,893 dollars over five years. It's worth noting that new vehicles depreciate most rapidly in the first couple years after purchase and that rate slows over time.

A Kia Seltos 2024 can be expected to depreciate around $14,893 dollars over the course of 5 years, averaging $2,978 dollars per year, with the most dramatic depreciation occurring in the first 2-3 years and tapering off thereafter. Factors impacting the depreciation value of the 2024 Kia include vehicle age, mileage, make and model, accident history, market demand, service history, and external market factors like gas prices. For a more detailed breakdown of vehicle value, check with the experts at Kelley Blue Book.

Average annual maintenance costs for a Kia Seltos 2024 run about $912 dollars or $4,561 dollars over the span of 5 years. For a more detailed cost breakdown, check out Kelley Blue Book's car maintenance pages for the 2024 Kia.

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