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Cost to Own

2026 Jeep Compass Cost to Own

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A 2026 Jeep Compass will depreciate $17,803 after 5 years and have a 5-year residual value of $13,547. With out of pocket expenses at $37,030, the total Cost to Own of the 2026 Jeep Compass is $54,833.

Style
Miles Driven / Year
2026 Jeep Compass image
Average Costs

The 2026 Jeep Compass is in the middle 26-75% for Cost to Own among all Compact SUV/Crossovers.

5-Year Cost to Own: $54,833

What Does Cost to Own Include?

Fuel
Out of Pocket Expenses $37,030
5-year operating expenses like gas, insurance, interest, maintenance, repairs, and state fees.
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Depreciation
Depreciation (Loss in Value) $17,803
The car's estimated loss in value from the purchase date over 5 years.
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Out of Pocket + Depreciation = Cost to Own

When considering the cost of a car, it's important to look beyond the sticker price. Expenses like fuel, maintenance and insurance can add up quickly.

Sometimes a car with a higher initial price tag can actually save you money over the first five years of ownership. Understanding these differences can help you make a smarter financial decision and keep more money in your pocket.

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Cost to Own Comparison

5-Year Cost to Own includes out-of-pocket expenses like fuel, insurance, service & financing, plus the car's loss in value over time (depreciation).

2026 Jeep Compass photo
2026 Jeep Compass

Cost to Own: $54,833

MSRP: $31,350

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Compare Out of Pocket Expenses

New 2026
1 of 3
Jeep Compass
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Total Out of Pocket Expenses
$37,030
-
-
Fuel
$7,714
-
-
Maintenance
$6,949
-
-
Insurance
$14,310
-
-
Repairs
$1,940
-
-
Financing
$3,933
-
-
State Fees
$2,184
-
-

Compare 5-Year Depreciation

2026 Jeep Compass
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5-year Cost to Own Breakdown

2026 Jeep Compass
Year 1
Year 2
Year 3
Year 4
Year 5
Total
Fuel
$1,679
$1,537
$1,498
$1,502
$1,498
$7,714
Insurance
$2,862
$2,862
$2,862
$2,862
$2,862
$14,310
Financing
$1,364
$1,090
$802
$498
$179
$3,933
State Fees
$2,028
$39
$39
$39
$39
$2,184
Maintenance
$523
$1,376
$562
$3,965
$523
$6,949
Repairs
-
-
$448
$746
$746
$1,940
Depreciation
$11,541
$2,171
$274
$3,755
$62
$17,803
Cost To Own
$19,997
$9,075
$6,485
$13,367
$5,909
$54,833
2026 Jeep Compass Cost to Own
5-Year Cost to Own includes out of pocket expenses like fuel, insurance, service & financing, plus the car’s loss in value over time (depreciation).
5-Year Depreciation:$17,803
5-Year Out of Pocket Expenses:$37,030
5-Year Cost to Own:$54,833
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FAQs

As of October 2026 insuring a Jeep Compass 2026 will cost approximately $14,310 dollars to insure per year, or $1,192 dollars per month. This amount can vary depending on factors like the age of the driver, driving record, credit rating, location of insured vehicle, vehicle trim and the company providing the insurance. For more information on insuring your vehicle, check out Kelley Blue Book.

As of October 2026 average annual maintenance costs for a Jeep Compass 2026 run about $1,389 dollars, totaling approximately $6,949 dollars over five years.

As of October 2026 average annual depreciation for a Jeep Compass 2026 runs about $3,560 dollars, totaling approximately $17,803 dollars over five years. It's worth noting that new vehicles depreciate most rapidly in the first couple years after purchase and that rate slows over time.

A Jeep Compass 2026 can be expected to depreciate around $17,803 dollars over the course of 5 years, averaging $3,560 dollars per year, with the most dramatic depreciation occurring in the first 2-3 years and tapering off thereafter. Factors impacting the depreciation value of the 2026 Jeep include vehicle age, mileage, make and model, accident history, market demand, service history, and external market factors like gas prices. For a more detailed breakdown of vehicle value, check with the experts at Kelley Blue Book.

Average annual maintenance costs for a Jeep Compass 2026 run about $1,389 dollars or $6,949 dollars over the span of 5 years. For a more detailed cost breakdown, check out Kelley Blue Book's car maintenance pages for the 2026 Jeep.

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