Name: Used 2022 Hyundai Tucson Limited
Brand: Hyundai
SKU: 744440116
Price: 27816.00 USD
Availability: InStock

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<div class="text-bold text-default margin-top-3 col-xs-12 margin-bottom-5">There's $2,349 of Added Value in Every Hyundai Certified Pre-Owned Vehicle¹</div><div class="col-xs-12">Whether buying your first car, replacing an existing SUV or adding to your fleet, selecting a Hyundai CPO vehicle is a confidence-inspiring choice. Why? Because Hyundai CPO vehicles come with a manufacturer's warranty, are high quality, and in like-new condition. That means there's less to worry about now and down the road.In addition to the striking design, human-focused technology, and uncompromised workmanship found in all Hyundai vehicles, a Hyundai CPO vehicle comes fully-equipped with the following suite of benefits valued at $2,349:¹<ul><li>A 10-Year/100,000-Mile Powertrain Limited Warranty² plus the remainder of the 5-Year/60,000-Mile new vehicle limited warranty</li><li>A Comprehensive 173-Point Inspection³</li><li>10-Year/Unlimited Mileage Roadside Assistance²</li><li>Rental Car & Travel Interruption Reimbursement for covered repairs.</li><li>3-Month of No-Charge SiriusXM Radio "All Access" Trial</li><li>And the peace-of-mind provided by a complimentary CARFAX Vehicle History ReportTM</li></ul></div><div class="margin-top-4 text-size-200 text-subdued col-xs-12"><div class="padding-bottom-4">Disclaimer</div><div class="text-size-100">1 $2,349 represents the national value of benefits included in the purchase of a Hyundai CPO vehicle as compared to a non-certified used Hyundai. Since $2,349 represents an average for all Hyundai CPO vehicles sold nationally, individual value received may vary. See dealer for program benefit details.2 From original in-service date and zero (0) miles.3 179-Point Inspection with EV/HEV/PHEV; 190-Point Inspection for Equus.</div></div>

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<div class="text-bold text-default margin-top-3 col-xs-12 margin-bottom-5">Confidence at Every Turn.</div><div class="col-xs-12"><ul><li>139-Point Inspection by Factory-Trained Technicians</li><li>90-Day/4,000-Mile (whichever comes first) Comprehensive Warranty¹</li><li>Nationwide Dealer Network for Service and Accessories</li><li>Complimentary 24/7 Roadside Assistance²</li><li>CARFAX® Vehicle History Report³</li><li>11,000 FordPass™ Rewards Points⁴ to Use Toward Your First Maintenance Visit</li></ul>Exceptional Coverage Comes Standard.</div><div class="margin-top-4 text-size-200 text-subdued col-xs-12"><div class="padding-bottom-4">Disclaimer</div><div class="text-size-100">1 See your dealer for warranty coverage details.2 See your dealer for coverage details. Roadside Assistance is included for certain owners and available to everyone for a per-service fee. Ford reserves the right to change program details without obligations.3 CARFAX® is a registered trademark of CARFAX® Inc. 4 FordPass App, compatible with select smartphone platforms, is available via a download. Message and data rates may apply.</div></div>

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Cars for Sale

Shop, watch video walkarounds and compare prices on Hyundai Tucson listings in Cicero, IL. See Kelley Blue Book pricing to get the best deal. Search from 1269 Hyundai Tucson cars for sale, including a Certified 2021 Hyundai Tucson Ultimate, a Certified 2022 Hyundai Tucson Limited, and a Certified 2022 Hyundai Tucson SEL ranging in price from $3,999 to $43,895.

Hyundai Tucson for Sale in Cicero, IL - Kelley Blue Book

Search from 1,269 Hyundai Tucson for sale, including a Certified 2021 Hyundai Tucson Ultimate w/ Cargo Package, a Certified 2022 Hyundai Tucson Limited, and a Certified 2022 Hyundai Tucson SEL ranging in price from $3,999 to $43,895.

Autotrader has 1,269 Hyundai Tucson for sale near Cicero, IL, including a Certified 2021 Hyundai Tucson Ultimate w/ Cargo Package, a Certified 2022 Hyundai Tucson Limited, and a Certified 2022 Hyundai Tucson SEL ranging in price from $3,999 to $43,895.

Frankie Rogers is a senior editor for Kelley Blue Book and focuses on the production of content. She edits and formats content, creates monthly deals lists, is a media asset curator, and photographs cars for various articles and inclusion in KBB’s image library. Her 16+ years at Kelley Blue Book have included roles as a Blue Book copy editor, press vehicle wrangler, and VIN analyst. In her spare time, she can be found tinkering with her 1970 Chevrolet Camaro, trying out new recipes in her cast iron pans, and spoiling her two cats, Grayson and Thaddeus.

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Colin Ryan, Author at Kelley Blue Book

Matt Degen is an author specializing in reviewing cars with the goal of helping you find the best one for your needs. Prior to joining Kelley Blue Book in 2012, he was a writer and editor for over a decade at The Orange County Register newspaper. There he covered automobiles, music and food -- all things Matt is passionate about. He holds degrees in Communications and Culinary Arts. When not evaluating vehicles, he is cooking on his YouTube channel.

Matt Degen

Russ Heaps has produced automotive content for newspapers, magazines, and websites since 1987. Knight-Ridder recognized his contributions in founding and supplying content for the stand-alone auto section in the Boca Raton News with a Knight-Ridder Excellence award nomination in 1990. He began contributing advice and other automotive-related content to Cox Automotive as a contractor in 2010. Cox Automotive brought Russ on board as Senior Editor, Advice for Kelley Blue Book in 2022. Previously, he contributed financial and automotive content for Bankrate.com. He was also managing editor for Auto World and NOPI Street Performance Compact magazines for four years. His work has appeared in the Washington Times, the Miami Herald, the Palm Beach Post, and a host of other newspapers on a syndicated basis. 
Russ also has a deep background in travel as the supervising producer for the syndicated television series Discover America where he also wrote scripts and field-produced episodes. Additionally, he authored travel stories for AAA of the Carolinas Magazine.
He graduated Wittenberg University with a degree in Political Science. His passions are friends, cars, bourbon, and the Pittsburgh Steelers.

Russ Heaps

Electric Vehicle

Electric Vehicle Articles - Kelley Blue Book

Midsize SUV Crossover

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2026Hyundai IONIQ 9

2026Hyundai IONIQ 9 Archives - Kelley Blue Book

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$53,500 - $63,499

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$63,500 - $73,499

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$73,500 &amp; up

$73,500 &amp; up Archives - Kelley Blue Book

2-Line Blurb

140-Character Blurb

The 2026 Hyundai Ioniq 9 is a spacious, comfortable, and upscale electric midsize 3-row SUV with over 300 miles of range in every configuration.

Cons

<ul>
<li>Expensive upper trims</li>
<li>Subpar performance in base trim</li>
</ul>

Power, Ride, and Handling

Driving Impressions

The 2026 Hyundai Ioniq 9 is powered by a 215-horsepower electric motor with rear-wheel drive in its base configuration. The SE and SEL models use a 303-hp dual-motor setup with all-wheel drive, and the trims with &#8220;Performance&#8221; in their name turn up the heat with 422 hp and all-wheel drive. The one we drove was a Performance Calligraphy model, and we were impressed with the electric powertrain&#8217;s confident acceleration, both from a standstill and at speed on the highway. Most families will be well served by the mid-range 303-hp powertrain, and in our experience driving the single-motor version of the Kia EV9, it was a bit underpowered for an SUV this size.
One of the things that stood out to us the most in our testing of the Hyundai Ioniq 9 is that it&#8217;s remarkably quiet. Most EVs are quiet, but even by EV standards, the cabin of the Ioniq 9 is a sanctuary with minimal mechanical noise from the motors or road noise from the tires. This hushed ride contributes to the generally serene experience of driving the Ioniq 9. The handling and braking are adequate and predictable for a midsize SUV, and we noticed the steering firming up quite a bit when we switched to Sport mode. Overall, for daily commuting and long-distance cruising, the Hyundai Ioniq 9 is one of the most comfortable and peaceful ways to get around, this side of a luxury SUV.
<h3>Range and Charging</h3>
Range is a strong suit of the 2026 Hyundai Ioniq 9. It&#8217;s rated at 335 miles with the single-motor, rear-wheel-drive powertrain, 320 miles with the dual-motor setup in the SE and SEL models, and 311 miles with the Performance trims. In the small world of non-luxury 3-row EVs, the Hyundai Ioniq 9 has the best range, and it&#8217;s the only one with a 300+ mile range in every configuration.
The charging speed is similarly impressive. With public DC fast charging, a 350 kW charger can charge the car from 10% to 80% in as little as 24 minutes. With a Tesla V3 Supercharger, it takes 41 minutes. With Level 2 charging, which can be installed in your garage, charging from 10% to 80% takes an estimated nine hours and 40 minutes.

Sleek Exterior

Exterior

The striking exterior design of the Hyundai Ioniq 9 is smooth, slippery, and aerodynamic, contributing to its efficiency and outstanding range ratings. Although its body is curvy, it has blocky design elements in the light signatures front and back. Hyundai told us the blocky look was partially inspired by Minecraft (no, really). We think it&#8217;s a great marriage of squares and curves to create an interesting design that doesn&#8217;t look quite like anything else outside of Hyundai&#8217;s Ioniq subbrand, strengthening the unique visual identity of Hyundai EVs.

FAQs

Our Favorite Features and Tech

Favorite Features

300+ mile range 
Some EVs have a big gap between the max range rating and the range of the one you actually want. Not so much with the Hyundai Ioniq 9. Its max range in the rear-wheel-drive configuration is 335 miles, and even its least efficient variant goes 311 miles on a full charge.
DC Fast Charging 
The Hyundai Ioniq 9 charges from 10% to 80% in as little as 24 minutes with DC fast charging in ideal conditions. This greatly reduces the waiting time involved with keeping your EV charged up on a long drive.
NACS port 
The Hyundai Ioniq 9 comes native with a Tesla-style North American Charging System (NACS) port. This makes it easy to charge up at Tesla charging stations, and you can use any other fast charging station with a CCS adapter, maximizing the charging network that&#8217;s available to the owner.
Highway Driving Assist 2 
Hyundai&#8217;s Highway Driving Assist 2 is one of our favorite semi-autonomous highway driving systems. You still have to keep your hands on the wheel and your eyes on the road, but this natural-feeling system makes the drive safer and more relaxed by keeping you centered in your lane at a safe distance from the car in front of you.
Dual 12.3-inch displays 
The Ioniq 9 has a pair of 12.3-inch displays in a single housing, so they look like one wide screen. The one directly in front of the driver handles instrument cluster duties. The one in the center is a touchscreen for infotainment functions. The look is becoming common, but it’s common because it looks great, and more upscale than this car’s price tag.
Wireless smartphone connectivity 
This SUV comes standard with wireless Android Auto and Apple CarPlay. These features make it easy to bring maps, music, and more to the screens in the car without removing your phone from your purse or pocket.

Classy Interior

Interior

The sleek and futuristic design of the Ioniq 9&#8217;s exterior carries over into the interior. The front seats are roomy and comfortable, and although you can&#8217;t get real leather, the H-Tex upholstery in the SEL trim and up feels premium. Two-tone interior color schemes are optional, and we&#8217;re especially fond of the Dark Teal two-tone look available in the Calligraphy trims.
A few features that are standard across the board include heated front seats, dual 12.3-inch displays, wireless Android Auto/Apple CarPlay, wireless phone charging, and tri-zone automatic climate control. Upgrade to the upper trims to unlock luxury features like an Ergo Motion driver&#8217;s seat (derived from the Genesis luxury brand), a panoramic sunroof, power-folding third-row seats, Bose audio, and a head-up display.
Seating space is impressive in all three rows, by midsize SUV standards. The second row is comfortable for adults of just about any size. The front center console is accessible to the second-row passengers thanks to a dual-hinged lid, and a big drawer slides out on the bottom to hold the passengers&#8217; tablets, headphones, snacks, or other sundries. Second-row captain&#8217;s chairs in the Limited and Calligraphy models make the second row more comfortable and the third row easier to access.
The third row has 32 inches of legroom, which is a little more than the Kia EV9 and the gas-powered Hyundai Palisade. It&#8217;s a little tight for adults but suitable for kids. There&#8217;s 21.9 cubic feet of cargo space behind the third row, 46.7 cubic feet behind the second row, and 86.9 cubic feet behind the first row. These dimensions also beat the EV9 and Palisade. In the case of Hyundai SUVs, going electric comes with no compromise on interior practicality.

Is the YMM a Good Vehicle?

Is the YMM Reliable?

KBB Editors' Overview

Until quite recently, getting an electric vehicle with three useable rows of seats meant springing for an expensive luxury model. The 2026 Hyundai Ioniq 9 (<a href="https://www.kbb.com/car-news/report-hyundai-ioniq-7-to-become-hyundai-ioniq-9/" target="_blank" rel="noopener">formerly and briefly known as the Ioniq 7</a>) is among the first 3-row all-electric SUVs from a mainstream manufacturer. It builds on the virtues of the <a href="https://www.kbb.com/hyundai/palisade/">Hyundai Palisade</a>, the brand&#8217;s stellar gas-powered midsize 3-row SUV, with an even roomier interior, a whisper-quiet ride, and, of course, electric efficiency. This aerodynamically designed EV achieves excellent range ratings, going over 300 miles on a full charge regardless of the trim or motor configuration. With an interior that&#8217;s both practical and upscale, a pleasant driving experience, class-leading warranty coverage, fast charging, and excellent range, the Hyundai Ioniq 9 is simply one of the best 3-row EVs money can buy.
We’ve spent hundreds of hours driving and evaluating this generation of <a href="https://www.kbb.com/electric-car/best-electric-suvs/">electric SUVs</a>, including the 2026 Hyundai Ioniq 9.

Optional Equipment

Pricing - Dynamic

Pricing - Static

The 2026 Hyundai Ioniq 9 is <a href="https://www.kbb.com/car-news/2026-hyundai-ioniq-9-starts-around-60k-rebate-eligible/">priced</a> close to the Kia EV9 when similarly equipped, and the <a href="https://www.kbb.com/hyundai/">Hyundai</a> has a slightly lower cost of entry if you want all-wheel drive. It&#8217;s a more affordable alternative to 3-row electric luxury SUVs like the <a href="https://www.kbb.com/rivian/r1s/">Rivian R1S</a> and <a href="https://www.kbb.com/volvo/ex90/">Volvo EX90</a>. Another option worth mentioning in 3-row EVs is the similarly priced <a href="https://www.kbb.com/volkswagen/id-buzz/">Volkswagen ID. Buzz</a>.
Before buying an Ioniq 9, check the Kelley Blue Book Fair Purchase Price to know what you should really pay. It&#8217;s too early to predict the resale value of the Hyundai Ioniq 9, but the similar Kia EV9 enjoys resale value that&#8217;s above average for an EV. Recouping more money when selling a vehicle can mean a bigger down payment and lower monthly payments on the next one.

Pros

<ul>
<li>300+ range in every trim</li>
<li>Quiet and roomy interior</li>
<li>Class-leading warranty</li>
</ul>

Quick New

Safety

Standard Equipment

Trims

Battery and Efficiency

Under the Hood

Every 2026 Hyundai Ioniq 9 uses the same lithium-ion 110.3 kWh battery pack. The base single-motor configuration with rear-wheel drive makes 215 hp and 258 lb-ft of torque. Upgrading to the SE and SEL trims brings a dual-motor setup with all-wheel drive producing 303 hp and 446 lb-ft of torque, and the range-topping Performance models pump out 422 hp and 516 lb-ft of torque.
The combined efficiency ratings for the Ioniq 9 are 92 MPGe (miles per gallon equivalent) for the S trim, 88 MPGe for the SE and SEL models, and 85 MPGe for the Performance trims. For reference, the Kia EV9 gets between 80-89 MPGe, while the VW ID. Buzz gets 83 MPGe with rear-wheel drive and 80 MPGe with all-wheel drive. In this competitive set, the Ioniq 9 gets the most miles out of the juice in its battery, translating to low fuel costs compared to similar 3-row EVs.
<h3>Class-Leading Warranty</h3>
The Hyundai Ioniq 9 is backed by a 5-year/60,000-mile basic warranty and a 10-year/100,000-mile powertrain warranty. This is tied with the Kia EV9 for best-in-class warranty coverage for a midsize electric SUV.
<h3>Safety</h3>
The Hyundai Ioniq 9 hasn&#8217;t been crash-tested by the Insurance Institute for Highway Safety (<a href="https://www.iihs.org/ratings">IIHS</a>) or the National Highway Traffic Safety Administration (<a href="https://www.nhtsa.gov/ratings" target="_blank" rel="noopener">NHTSA</a>). A long list of standard Hyundai SmartSense safety tech features includes forward collision-avoidance assist, lane-keeping assist, blind-spot monitoring, driver attention warning, Highway Driving Assist 2, and parking sensors. Optional safety features include a surround-view monitor, a blind-spot camera, and reverse automatic emergency braking.

What's new for

The 2026 Hyundai Ioniq 9 is an <a href="https://www.kbb.com/car-news/2026-hyundai-ioniq-9-a-335-mile-ev-from-an-imagined-future/">all-new model</a> for 2026, expanding the brand&#8217;s lineup of electric offerings from the Ioniq subbrand. It shares a platform with the also-awesome <a href="https://www.kbb.com/kia/ev9/">Kia EV9</a>.

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2026 Hyundai Ioniq 9 Expert Review - Kelley Blue Book

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Michael Strong

Colin Ryan specializes in writing about new cars. He has done this for the Los Angeles Times, Variety, Kelley Blue Book, Autotrader, Popular Mechanics, Mazda and Lexus customer magazines, plus a bunch of enthusiast sites and publications. And he spent several years as a staff writer at BBC Top Gear magazine. During this zig-zag of a career trajectory, he has driven everything from budget Malaysian hatchbacks (yes, they exist) to scarily expensive Italian exotica.

Colin Ryan

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$48,500 - $53,499

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The 2026 BMW 4 Series is a range of compact luxury cars offering coupe, convertible and 4-door versions. They each have their charms.

<ul>
<li>Not so enjoyable from the back seat</li>
</ul>

Power, Ride and Handling

The engine in the entry-level 430i is superb. It’s refined yet muscular, making 255 horsepower and able to accelerate from standstill to 60 mph in a brisk 5.5 seconds. That’s almost a second quicker than the entry-level Mercedes-Benz CLE 300 4Matic Coupe (also with 255 hp).
It isn’t just what the 4 Series does, it’s the way that it does it. The suspension and steering definitely have an enthusiast edge, with a feel for the road and the ability to respond crisply to driver inputs. This sportiness requires a bit of a firmer ride than something like an Audi or Mercedes-Benz, which won’t be to everyone’s taste. Take a test drive over some rough roads to see if it works for you. But also make sure to try it on some entertaining roads to let the 4 Series really shine. We’ve found that even the brakes feel confident.
The hugely enjoyable M440i develops 386 hp and will hit 60 mph in about 4.6 seconds.
<h3>Fuel Economy</h3>
We never fail to be impressed by BMW’s ability to create engines that are energetic and efficient. The 430i Coupe achieves 31 mpg in combined city/highway driving. Subtract one mpg when all-wheel drive (AWD), also known as xDrive, is in the picture. The convertible with the same engine is only a little thirstier (30/28 mpg combined). For reference, the Mercedes-Benz CLE 300 4Matic coupe (with all-wheel drive as standard) manages 27 mpg combined while the rest of the CLE lineup returns 26 mpg combined.
The rear-drive M440i Coupe runs to 27 mpg combined. Other variants with this engine are only an mpg or two behind.

Three Body Styles

Not only have our owner reviews enthused about how great the 4 Series feels to drive, but many of them also mention how much they like the styling. As always, buyers have a choice of the 4-door Gran Coupe (with a hatchback), the 2-door Coupe with a fixed metal roof, or the Convertible with a power-retractable soft top.

BMW Curved Display 
A standard feature across the 2026 4 Series range (added in 2024), it includes a digital instrument cluster and a 14.9-inch infotainment screen. This is the technological heart of the cabin and offers features like augmented video for the navigation, and Remote View through the MyBMW app to check on the car’s surroundings.
iDrive 
We think BMW’s infotainment system is smart and user-friendly, with a menu structure designed for greater efficiency and less distraction while on the move.
Engines 
We have a long-standing admiration of BMW engines because of their ability to deliver excellent and responsive power, while still achieving competitive fuel economy.
Premium package 
This options bundle brings several extra luxury items like a heated steering wheel, wireless charging, keyless entry, and a head-up display.
Driving Assistance Professional package 
Although the 4 Series has plenty of standard safety equipment, this package adds more driver technology. Among the features are adaptive cruise control with steering assistance, Lane Change Assistant, evasive steering assistance, and Extended Traffic Jam Assist.
Dynamic Handling package 
A sport suspension and stronger brakes are part of this package, tipping the usual balance between pliancy and poise more into fun territory.
Harman Kardon audio 
Gotta have music as well, right? The 4 Series offers this excellent surround-sound system.

Balanced Interior

It’s a classy, high-quality interior in the 4 Series. Like other BMW cabins, this one is focused primarily on the serious business of driving fun, with things like excellent ergonomics and supportive front seats. Yet it also brings an air of luxury and technology. It’s where three worlds converge, not just two. BMW cars have a fine dynamic balance and their interiors are calibrated just as carefully &#8212; nothing is lacking, nothing is overdone.
The 4 Series is a compact car, so although there’s sufficient space up front, rear passengers aren’t so well accommodated (particularly in the convertible), while trunk space goes from an acceptable 12 cubic feet in the coupe to a tight 10.6 cubic feet in the convertible. Then again, no one is likely to make a major expedition to Ikea or Costco in a 4 Series.
Unless it’s the 4 Series Gran Coupe. Lifting the hatchback reveals 16.6 cubic feet of luggage area behind the rear seats, expanding to 45.6 cubic feet when those seats are folded. Compare these figures with the 22.6/36.6 cubic feet of the latest Audi A5.

Although based on the 3 Series, the trio of 4 Series models takes that platform in a different direction. The first indication of this is the styling, which we might describe as uncompromising &#8212; it doesn’t try to please the largest number of people, just the ones for whom it resonates. Nor does the 4 Series try to please any adults sitting in the back, but the ones in the front will enjoy the tech, quality, and supportive seats. The driver, meanwhile, gets to experience the kinetic kicks. And the 4 Series offers an inline 6-cylinder engine, a <a href="http://www.kbb.com/bmw/">BMW</a> hallmark, for even greater thrills.
When information comes through for the 4-door Gran Coupe version of the 2026 4 Series, we’ll update this review. In the meantime, a lot of things mentioned here, like engine power and technology, will also apply to the Gran Coupe.
We’ve logged hundreds of hours driving and evaluating this generation of <a href="https://www.kbb.com/cars/best-luxury-compact-cars/">compact luxury cars</a>, including the BMW 4 Series.

The 2026 BMW 4 Series Coupe has a starting sticker price of $52,675, with the range-topping M440i xDrive Convertible kicking off at $76,225.
<table style="border-collapse: collapse; width: 100%;">
<tbody>
<tr>
<td style="width: 50%;">430i Coupe</td>
<td style="width: 50%;">$52,675</td>
</tr>
<tr>
<td style="width: 50%;">430i xDrive Coupe</td>
<td style="width: 50%;">$54,675</td>
</tr>
<tr>
<td style="width: 50%;">430i Convertible</td>
<td style="width: 50%;">$60,675</td>
</tr>
<tr>
<td style="width: 50%;">430i xDrive Convertible</td>
<td style="width: 50%;">$62,675</td>
</tr>
<tr>
<td style="width: 50%;">M440i Coupe</td>
<td style="width: 50%;">$66,225</td>
</tr>
<tr>
<td style="width: 50%;">M440i xDrive Coupe</td>
<td style="width: 50%;">$68,225</td>
</tr>
<tr>
<td style="width: 50%;">M440i Convertible</td>
<td style="width: 50%;">$74,225</td>
</tr>
<tr>
<td style="width: 50%;">M440i xDrive Convertible</td>
<td style="width: 50%;">$76,225</td>
</tr>
</tbody>
</table>
&nbsp;

We will add pricing for the 2026 BMW 4 Series Gran Coupe when it becomes available. A direct rival for the Gran Coupe would be the recently renewed <a href="https://www.kbb.com/audi/a5/">Audi A5</a>, starting in the $50K region. A popular choice is the base 430i Coupe (2-door) with rear-wheel drive. The only other car keeping the traditional coupe and convertible flame alight is the <a href="https://www.kbb.com/mercedes-benz/cle/">Mercedes-Benz CLE</a>, with starting prices higher than these BMW counterparts.
Before buying a new 4 Series Gran Coupe, Coupe or Convertible, check the Kelley Blue Book Fair Purchase Price to know what you should be paying. Resale values are a touch below the class average. Recouping more money when selling a vehicle can mean a bigger down payment and lower monthly payments on the next one.

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