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Cost to Own

2024 Cadillac XT5 Cost to Own

A 2024 Cadillac XT5 will depreciate $27,878 after 5 years and have a 5-year residual value of $17,412. With out of pocket expenses at $36,770, the total Cost to Own of the 2024 Cadillac XT5 is $64,648.

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Miles Driven / Year

Lower Costs than Most

The 2024 Cadillac XT5 is in the top 11-25% for Cost to Own among all Luxury Mid-size SUV/Crossovers.

5-Year Cost to Own: $64,648

What Does Cost to Own Include?

Out of Pocket Expenses $36,770

5-year operating expenses like gas, insurance, interest, maintenance, repairs, and state fees.

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Depreciation (Loss in Value) $27,878

The car's estimated loss in value from the purchase date over 5 years.

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Out of Pocket + Depreciation = Cost to Own

When considering the cost of a car, it's important to look beyond the sticker price. Expenses like fuel, maintenance and insurance can add up quickly.

Sometimes a car with a higher initial price tag can actually save you money over the first five years of ownership. Understanding these differences can help you make a smarter financial decision and keep more money in your pocket.

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Cost to Own Comparison

5-Year Cost to Own includes out-of-pocket expenses like fuel, insurance, service & financing, plus the car's loss in value over time (depreciation).

2024 Cadillac XT5

Cost to Own: $64,648

MSRP: $45,290

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	New 2024 1 of 3 Cadillac XT5	Add a car to compare cost to own data	Add a car to compare cost to own data
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Total Out of Pocket Expenses	$36,770	-	-
Fuel	$5,982	-	-
Maintenance	$5,560	-	-
Insurance	$14,100	-	-
Repairs	$1,341	-	-
Financing	$6,578	-	-
State Fees	$3,209	-	-

Compare 5-Year Depreciation

2024 Cadillac XT5

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5-year Cost to Own Breakdown

2024 Cadillac XT5

	Year 1	Year 2	Year 3	Year 4	Year 5	Total
Fuel	$1,272	$1,207	$1,175	$1,166	$1,162	$5,982
Insurance	$2,820	$2,820	$2,820	$2,820	$2,820	$14,100
Financing	$2,268	$1,821	$1,346	$840	$303	$6,578
State Fees	$3,085	$31	$31	$31	$31	$3,209
Maintenance	$534	$941	$743	$2,719	$623	$5,560
Repairs	-	-	-	$538	$803	$1,341
Depreciation	$17,031	$3,204	$2,899	$2,559	$2,185	$27,878
Cost To Own	$27,010	$10,024	$9,014	$10,673	$7,927	$64,648

2024 Cadillac XT5 Cost to Own

5-Year Cost to Own includes out of pocket expenses like fuel, insurance, service & financing, plus the car’s loss in value over time (depreciation).

5-Year Depreciation:$27,878

5-Year Out of Pocket Expenses:$36,770

5-Year Cost to Own:$64,648

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As of July 2025 insuring a Cadillac XT5 2024 will cost approximately $14,100 dollars to insure per year, or $1,175 dollars per month. This amount can vary depending on factors like the age of the driver, driving record, credit rating, location of insured vehicle, vehicle trim and the company providing the insurance. For more information on insuring your vehicle, check out Kelley Blue Book.

As of July 2025 average annual maintenance costs for a Cadillac XT5 2024 run about $1,112 dollars, totaling approximately $5,560 dollars over five years.

As of July 2025 average annual depreciation for a Cadillac XT5 2024 runs about $5,575 dollars, totaling approximately $27,878 dollars over five years. It's worth noting that new vehicles depreciate most rapidly in the first couple years after purchase and that rate slows over time.

A Cadillac XT5 2024 can be expected to depreciate around $27,878 dollars over the course of 5 years, averaging $5,575 dollars per year, with the most dramatic depreciation occurring in the first 2-3 years and tapering off thereafter. Factors impacting the depreciation value of the 2024 Cadillac include vehicle age, mileage, make and model, accident history, market demand, service history, and external market factors like gas prices. For a more detailed breakdown of vehicle value, check with the experts at Kelley Blue Book.

Average annual maintenance costs for a Cadillac XT5 2024 run about $1,112 dollars or $5,560 dollars over the span of 5 years. For a more detailed cost breakdown, check out Kelley Blue Book's car maintenance pages for the 2024 Cadillac.

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