Luxury Midsize SUV Crossover

2021 Volvo XC90: Lowest Cost to Own Among 3-Row Midsize Luxury SUVs

Predicted 5-Year Cost to Own: $59,509
Compared to Segment Average: -$6,205

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The 2021 Volvo XC90 offers a smorgasbord of luxury, safety, and fuel efficiency that is tough to beat in the highly competitive 3-row luxury SUV segment. It not only offers plenty of these characteristics, but it also does so in a vehicle that offers the lowest 5-Year Cost to Own, edging out erstwhile rivals in the process. While low depreciation plays a big role in that performance, the XC90 also delivers high fuel economy across a range that includes turbocharged and turbocharged/supercharged 4-cylinder engines. The latter also comes in a plug-in hybrid variant that promises 26 miles of pure electric mode.

The XC90’s focus on fuel efficiency helps to reduce its gas costs over 60 months of ownership. Those savings do not come at the expense of performance. The base turbo puts out a respectable 250 horsepower. Step up to the turbo/supercharged setup, and you get 316 horses. The top T8 plug-in hybrid tosses in an 87-horsepower electric motor to bring total system output of 400 horsepower.

Enhanced Safety

Beyond performance, Volvo pays keen attention to safety, one of the main pillars of the brand. For 2021, it further enhances the safety of the XC90 by making LED adaptive headlights that turn with the steering to more effectively illuminate curves. That lighting system helps the XC90 earn top safety ratings from the Insurance Institute for Highway Safety.

The 2021 Volvo XC90 starts at $49,000 for the base T5 Momentum. The T5 and the more powerful T6 offer both Momentum and R-Design trims, while the latter also boasts a fully-loaded Inscription version. The plug-in hybrid T8 comes in Recharge Inscription Expression, R-Design, and flagship Inscription trims, topping out at $70,845.That price range falls below many of its key rivals, giving the 2021 Volvo XC90 an edge right out of the blocks in delivering its segment-best 5-Year Cost to Own figures.

More 2021 Volvo XC90

Build and price your own 2021 Volvo XC90 to see this week’s Fair Purchase Price, 5-Year Cost to Own, and more, or check out the Volvo XC90 models for sale today at dealers near you.

You can also see more midsize luxury SUVs or check out the full list of this year’s 5-Year Cost to Own Awards winners.