1You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.
2Your APR may differ based on loan purpose, amount, term, and your credit profile. Rates are quoted with AutoPay repayment option. Rates under the invoicing option are 0.50% higher. If your application is approved, your credit profile will determine whether your loan will be unsecured or secured. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.
3After receiving your loan from LightStream, and within 30 days, if you are not completely satisfied with your experience, please contact LightStream and they will email you a questionnaire so they can improve their services. When they receive your completed questionnaire, they will send you $100. Limited to one $100 payment per funded loan. SunTrust and LightStream employees are not eligible.