Fixed, competitive rate loans for good to excellent credit
LightStream offers fixed-rate loans from $5,000 to $100,000 to purchase any car from any seller. That means any make, any model, any year, any style, from any dealer or even a private party. And there are no fees and virtually no paperwork. Funds can be deposited directly into your bank account as soon as the same day you apply, so you can move quickly on your purchase and shop as a cash buyer.
Simply fill out a brief, online applicationonline application , and if approved, sign your loan agreement electronically, set up your account for funding, and purchase your car. Our Loan Experience Guarantee assures this is your best loan experience, ever.
You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by
2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant
banking information; and (3) complete the final verification process.
*The APRs listed are the lowest available for each specified loan purpose. Your APR may differ based on loan purpose, amount, term,
and your credit profile. Rate is quoted with AutoPay repayment option. Rates under the Invoicing option are 0.50% higher. If your
application does not qualify for the unsecured AnythingLoan, LightStream may offer you a secured new/used auto loan with a higher
rate based on your credit profile. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to
change without notice.