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What Is 5-Year Cost to Own?

The 5-Year Cost to Own is the total amount of vehicle-related costs you will likely have to cover during the first 5 years of owning a car. This includes out-of-pocket expenses like fuel and insurance, and vehicle depreciation (loss in value).

Out of pocket expenses

Repairs 

Repairs

Maintenance 

Maintenance

State Fees 

State Fees

Insurance 

Insurance

Financing 

Financing

Fuel 

Fuel
+
=
Loss in value

Depreciation 

Depreciation
The difference between what you paid and what the vehicle is worth at the end of 5 years
5-Year Cost
to Own
How Does It Help You Compare?
Even if two vehicles are priced the same, that doesn’t mean they will cost the same over time. Knowing the 5-Year Cost to Own ahead of time can help you save money in the long run.
Sample Sedan A
Purchase Price: $19,272
Out of
pocket
$22,633
+
Loss in value
$13,365
=
5-Year
Cost to Own $35,998
Sample Sedan B
Purchase Price: $19,272
Out of
pocket
$23,965
+
Loss in value
$14,403
=
5-Year
Cost to Own $38,368
See the Lowest 5-Year Cost to Own for:
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All About 5-Year Cost to Own
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