"Bought a used 2007 S60 2.5t. A bit too much fun to drive and too good on the highway - got a 95 mph ticket within a couple weeks. Great power, completely smooth even at 100 (wanted to put on cruise control at that speed.) Cruise control at exactly 73 after getting the ticket worked very nicely.
The exterior doesn't turn heads (though it looks very nice,) nor does the Volvo name (people say you bought a "what?") but when people step inside, they are really impressed. The front and back black leather seats are awesome, the dual climate control works great and makes life easy (perfect temp at all times for each passenger.) Hardwood interior perfectly placed to create a great look, whole console more stylish than the Jaguar I test drove, more comfortable seats (the best) and better sound system (not quite like the Bose 6-speaker I had in my Mazda MX-5, but very decent.)
Only 1 real complaint - there is a foot pad for the left driver foot in the front seat that is nice BUT for a tall person like me with big feet (6 ft, size 11 wide) it eliminates room for your foot and is a real issue - I'll have to have the carpet and padding cut out sometime soon, a real pain. Most people don't seem to have this issue.
The other thing I'd say is after having a little sports convertible, I miss a bit of the Wow factor and the zip feel - don't get me wrong, the S60's turbo really zips, but so much that you are doing 80 before you know it - when you are just driving regularly, it is SOOO smooth, that it doesn't feel zippy - this can be a good thing, as it feels super luxury/smooth. But I miss a bit of the Wow and the zip.
On the other hand, women are much more wowed by this car, especially the interior. Not that any of you would think about that sort of thing :)
Mediocre mileage in the city, especially with any traffic (can be like 18, more like 20 if traffic's not as bad) but on the highway great (33 or so w the A/C on.) Computer tells you exact MPG at any second, quite fun.
Overall, great car, great performance, so far very reliable, great service (at Galpin where I got), great pop with the Turbo, great feel inside, nice sound system, nice look outside, great computer/features, and got a great deal on it with the bad economy.
I would say a perfect mix of luxury, sportiness, reliability and, of course, safety, which is no small thing.
Oh yeah, the turn radius is abysmal - you really have to experience to believe it. But it's irrelevant except when you're parking, so who cares really."
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