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2015 Kia Optima Pricing

The Fair Market Range for this car in your area is $20,949 - $21,834.

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Price Advisor
What Others Paid
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MSRP $22,450

Fair Purchase Price $21,392
Fair Market Range ($20,949 - $21,834)

Invoice $21,515
"What Others Paid" is based on the last 90 days within the U.S.

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Fair Purchase Price

Updated weekly, the Kelley Blue Book® Fair Purchase Price shows you what others have been paying for this car recently. It's based on current market conditions like vehicle availability, local demand, and seasonal buying trends.

Market Conditions

  • Pricing
  • Supply
  • Demand

  • Negotiability
You may find some discounts on the 2015 Kia Optima, but no hidden bargains. The odds are good that you'll be able to find the exact model you're looking for. The 2015 Optima is popular right now, enjoying plenty of demand from buyers. Right now, it's an even playing field for negotiation.

Estimated Out-the-Door Price & Monthly Payment

Calculations assume 20% down payment and 2.29000% interest rate for 60 months.

Fair Purchase Price (without options) $21,392
Your Selected Options $0
Total Fair Purchase Price $21,392
Taxes (estimated) $931
Estimated DMV Fees $211
Current Rebates/Cash Back $0
Out-the-Door Target Price $22,534
Down Payment (based on 20%) -$4,278
Amount Financed $18,256
Est. Monthly Payment (for 60 mos) $322/mo
  • LX Sedan Offers
  • Cash Incentive
Customer Incentive
(Expires 9-30-14)
Models in GA & TX Regions
(Incentive Combinations & Availability May Be Resticted by Regional or Fleet Rules & Other Offers -- See Dealer for Details)
$1,250.00 Cash
Customer Incentive
(Expires 9-30-14)
Models ex in GA & TX Regions
(Incentive Combinations & Availability May Be Resticted by Regional or Fleet Rules & Other Offers -- See Dealer for Details)
$1,000.00 Cash
Supplemental Customer Incentive
(Expires 10-31-14)
Models in MD & VA
(Available to Active & Reserve Military Personnel Only)
$800.00 Military Cash
Supplemental Customer Incentive
(Expires 10-31-14)
Models ex in MD & VA
(Available to Active & Reserve Military Personnel Only)
$400.00 Military Cash
Supplemental Customer Incentive
(Expires 10-31-14)
$400.00 College Grad Cash

Note: Incentive Combinations & Availability May Be Restricted by Regional or Fleet Rules and Other Factors. See Dealer for Details.

  • LX Sedan Offers
  • Finance Incentive
Customer Incentive
(Expires 9-30-14)
(Incentive Combinations & Availability May Be Resticted by Regional or Fleet Rules & Other Offers -- See Dealer for Details)
0.9% - 1.9% Financing
Customer Incentive
(Expires 9-30-14)
Models in Central, Southern & Western Regions
($199.00 per mo/36 mos/$2129.00* at Signing) ($0.20 per mi Charge Over 12,000 mi) (Offer Available to Customers That Qualify for Competitive Bonus or Loyalty Rebate) (Incentive Combinations & Availability May Be Resticted by Regional or Fleet Rules & Other Offers -- See Dealer for Details)
NOTE: Does Not Include Tax, Title & Registration Fees.
Lease Offer
Customer Incentive
(Expires 9-30-14)
Models in Eastern Region
($179.00 per mo/36 mos/$1999.00* at Signing) ($0.20 per mi Charge Over 12,000 mi) (Incentive Combinations & Availability May Be Resticted by Regional or Fleet Rules & Other Offers -- See Dealer for Details) (Incentive Combinations & Availability May Be Resticted by Regional or Fleet Rules & Other Offers -- See Dealer for Details)
NOTE: Does Not Include Tax, Title & Registration Fees.
Lease Offer

Note: Incentive Combinations & Availability May Be Restricted by Regional or Fleet Rules and Other Factors. See Dealer for Details.

Change Options Your Selected Options
In some cases, your selected options may have replaced standard equipment.
Options that you added Display: Selected | All
Exterior Colors Availability MFG Code
Bright Silver Metallic 
(Req's Black-VR or Gray-87 Interior Color)
Available [3D]
Dark Cherry Pearl Metallic 
(Req's Beige-UP Interior Color)
Available [IR]
Ebony Black 
(Req's an Interior Color)
Available [EB]
Metal Bronze Pearl Metallic 
(Req's Beige-UP Interior Color)
Available [DO]
Remington Red Metallic 
(Req's Beige-UP Interior Color)
Available [TR3]
Satin Metal Metallic 
(Req's Beige-UP Interior Color)
Available [STM]
Smokey Blue Metallic 
(Req's Black-VA or Gray-87 Interior Color)
Available [B3U]
Snow White Pearl 
(Req's an Interior Color)
Available [SWP]
Titanium Metallic 
(Req's Black-VA or Gray-87 Interior Color)
Available [IM]
Interior Colors Availability MFG Code
Beige 
(Req's Dark Cherry-IR, Ebony Black-EB, Metal Bronze-DO, Remington Red-TR3, Satin Metal-STM or Snow White-SWP Exterior Color)
Available [UP]
Black 
(Req's Bright Silver-3D, Ebony Black-EB, Smokey Blue-B3U, Snow White-SWP or Titanium-IM Exterior Color)
Available [VA]
Gray 
(Req's Bright Silver-3D, Ebony Black-EB, Smokey Blue-B3U, Snow White-SWP or Titanium-IM Exterior Color)
Available [87]
Engine Availability MFG Code
4-Cyl, 2.4 Liter  Standard  
Transmission Availability MFG Code
Automatic, 6-Spd w/Sportmatic  Standard  
Accessory Equipment Packages Availability MFG Code
Convenience Plus Pkg 
[Includes] UVO eServices Communication System w/Activation, Laminated Front Door Glass, Inside Automatic Day/Night Mirror, R/V Camera & 10-Way Power Driver's Seat Adjuster.
Available [COP]
Comfort and Convenience Availability MFG Code
Engine Start, Push Button (PIO)  Available [RS]
Interior Availability MFG Code
Floor Mats, Carpeted F&R (PIO)  Available [CF]
Lighting and Mirrors Availability MFG Code
Mirror, Inside Automatic Day/Night w/Compass (PIO) 
[Includes] Garage Door Opener.
Available [EH]
Exterior Availability MFG Code
Bumper Applique, Rear (PIO)  Available [BA]
Door Sill Applique, (PIO)  Available [DSA]
Mud Guards, (PIO)  Available [MUG]
Paint Protection Film, (PIO)  Available [PPO]
Cargo and Towing Availability MFG Code
Cargo Mat, (PIO)  Available [CA]
Cargo Net, (PIO)  Available [CN]
Cargo Tray, (PIO)  Available [CT]
Wheels Availability MFG Code
Wheel Locks, (PIO)  Available [WL]
Tires Availability MFG Code
P205/65R16  Standard  

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