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2014 Kia Optima Pricing

The Fair Market Range for this car in your area is $22,574 - $23,247.

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Price Advisor
What Others Paid
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MSRP $24,750

Fair Purchase Price $22,911
Fair Market Range ($22,574 - $23,247)

Invoice $23,229
"What Others Paid" is based on the last 90 days within the U.S.

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Fair Purchase Price

Updated weekly, the Kelley Blue Book® Fair Purchase Price shows you what others have been paying for this car recently. It's based on current market conditions like vehicle availability, local demand, and seasonal buying trends.

Market Conditions

  • Pricing
  • Supply
  • Demand

  • Negotiability
Do your homework and you'll find decent discounts on the 2014 Kia Optima. You may still have to search a bit to find the model you want. Expect a hero's welcome if you show up at your Kia dealer shopping for a 2014 Optima. The current climate for negotiation tends to favor the buyer.

Estimated Out-the-Door Price & Monthly Payment

Calculations assume 20% down payment and 2.29000% interest rate for 60 months.

Fair Purchase Price (without options) $22,911
Your Selected Options $0
Total Fair Purchase Price $22,911
Taxes (estimated) $997
Estimated DMV Fees $211
Current Rebates/Cash Back $0
Out-the-Door Target Price $24,119
Down Payment (based on 20%) -$4,582
Amount Financed $19,537
Est. Monthly Payment (for 60 mos) $345/mo
  • EX Sedan Offers
  • Cash Incentive
Customer Incentive
(Expires 11-3-14)
(Incentive Combinations & Availability May Be Resticted by Regional or Fleet Rules & Other Offers -- See Dealer for Details)
$1,500.00 Cash
Customer Incentive
(Expires 11-3-14)
(Incentive Combinations & Availability May Be Resticted by Regional or Fleet Rules & Other Offers -- See Dealer for Details)
Includes Customer Cash.
$1,000.00 0.0% - 1.9% Financing/Cash
Supplemental Customer Incentive
(Expires 11-3-14)
Models in MD & VA
(Available to Active & Reserve Military Personnel Only)
$800.00 Military Cash
Supplemental Customer Incentive
(Expires 11-3-14)
(Must Be Owner of Qualifying Vehicle -- See Dealer for Details)
$500.00 Competitive Bonus Cash
Supplemental Customer Incentive
(Expires 11-3-14)
(Available to Current Kia Owners)
$500.00 Loyalty Rebate
Supplemental Customer Incentive
(Expires 11-3-14)
Models ex in MD & VA
(Available to Active & Reserve Military Personnel Only)
$400.00 Military Cash
Supplemental Customer Incentive
(Expires 11-3-14)
$400.00 College Grad Cash

Note: Incentive Combinations & Availability May Be Restricted by Regional or Fleet Rules and Other Factors. See Dealer for Details.

  • EX Sedan Offers
  • Finance Incentive
Supplemental Customer Incentive
(Expires 11-3-14)
(Under the "You Pay the Same" Program Kia Customers Pay the Same For a New Kia as a Kia Team Member)
You Pay the Same

Note: Incentive Combinations & Availability May Be Restricted by Regional or Fleet Rules and Other Factors. See Dealer for Details.

Change Options Your Selected Options
In some cases, your selected options may have replaced standard equipment.
Options that you added Display: Selected | All
Exterior Colors Availability MFG Code
Bright Silver Metallic 
(Req's Gray Interior Color-87)
Available [3D]
Dark Cherry Pearl Metallic 
(Req's Beige Interior Color-UP)
Available [IR]
Ebony Black 
(Req's an Interior Color)
Available [EB]
Metal Bronze Pearl Metallic 
(Req's Beige Interior Color-UP)
Available [DO]
Remington Red Metallic 
(Req's Beige Interior Color-UP)
Available [TR3]
Satin Metal Metallic 
(Req's Beige Interior Color-UP)
Available [STM]
Snow White Pearl 
(Req's an Interior Color)
Available [SWP]
Titanium Metallic 
(Req's Interior Color-87)
Available [IM]
Interior Colors Availability MFG Code
Beige 
(Req's Exterior Color-SWP, EB, STM, DO, TR3 or IR)
Available [UP]
Gray 
(Req's Exterior Color-SWP, EB, 3D or IM)
Available [87]
Engine Availability MFG Code
4-Cyl, 2.4 Liter  Standard  
Transmission Availability MFG Code
Automatic, 6-Spd w/Sportmatic  Standard  
Accessory Equipment Packages Availability MFG Code
Paint Protection Film Pkg, (PIO) 
(Contents Not Yet Available)
Available [PPO]
Premium Pkg 
[Includes] UVO Hands-Free Communication System w/Voice Activation, Driver's Seat Memory, Dual Heated Power Mirrors w/Power Fold & Turn Signals, Power Glass Panorama Moon Roof, R/V Camera, (8) Speakers, HD Radio, Infinity AM/FM Stereo w/CD & MP3, 4-Way Power Passenger's Seat Adjuster, Heated & Cooled Front Seats & Heated Rear Seats. [Also Includes] Heated Steering Wheel.
Available [PB]
Technology Pkg 
[Includes] Blind-Spot Alert w/Cross Path Detection & R/V Camera. (Req's Premium Pkg-PB or PR) [Also Includes] Telematics Communication System, Navigation System w/Voice Activation, Rear Parking Sensors, SiriusXM Real-Time Traffic Information & HD Radio.
Available [SST]
Interior Availability MFG Code
Floor Mats, Carpeted F&R  Standard [CF]
Lighting and Mirrors Availability MFG Code
Mirror, Inside Automatic Day/Night w/Compass 
(Std w/Convenience Plus Pkg-COV) [Includes] Garage Door Opener.
Standard  
Exterior Availability MFG Code
Bumper Applique, Rear (PIO)  Available [BA]
Door Sill Applique, (PIO)  Available [DSA]
Mud Guards, (PIO)  Available [MUG]
Cargo and Towing Availability MFG Code
Cargo Mat, (PIO)  Available [CA]
Cargo Net, (PIO)  Available [CN]
Cargo Tray, (PIO)  Available [CT]
Wheels Availability MFG Code
Wheel Locks, (PIO)  Available [WL]
Tires Availability MFG Code
P215/55R17  Standard  

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