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How Are Rates Calculated - Auto

Your final loan interest rate and APR may be different from what you see displayed here.

• The Annual Percentage Rates (APRs) on the Internet are “As Low As” APRs. Actual APRs may vary based on, among other factors, the vehicle you choose and your state of residence, and are subject to change.

• The APR you will see after submitting the application is the APR based on the information received on your application, purchase type and your individual credit history and may include discounts depending on your eligibility.

• APR is the total cost of credit to you, expressed as an annual percentage rate on the amount of credit provided. Your final APR may differ from your loan interest rate due to additional fees (such as a loan documentation fee) which may be applicable.

Loan Example: Assume you will borrow $19,800 and there is a $200 loan documentation fee for a total loan of $20,000. The calculated APR on a 5 year loan with an interest rate of 2.99% would be 3.39% with payments of $359.28.

Loan Type
New Car Used Car (Franchise Dealer) Used Car (Private Party)
Refinance Lease Buyout

Loan Term
Up to 60 months 61 - 72 months

Interest Rate
Vehicle Price
Down Payment
Trade-In Value
Amount Owed On Trade-In
Sales Tax

Estimated Loan Amount
Monthly Payment	$0
Total Cost	$0

	Annual Percentage Rates (APR) - As Low As*
Loan Type	Up to 60 months APR	61-72 months APR

New Car
Used Car (Franchise Dealer)
Used Car (Private Party)
Refinance
Lease Buyout

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